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597 Paloma Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 597 Paloma Ct, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,407 sqft · built 2002
Lot Size0.265 acres (11,530 sqft)
OwnerCompany Name on Record
Last Sale$1,210,000 (Jul 2015)
Tax Bill$19,758 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jun 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN254-710-27-00

Property Details

APN / Parcel Number

Primary APN254-710-27-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,407 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area11,530 sqft (0.265 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address597 PALOMA CT
CityENCINITAS
StateCA
Zip92024-2392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeER-SFR3V
Legal DescriptionLOT 27 TR 014268
Legal SubdivisionENCINITAS ESTATES
Legal Tract014268
Legal Block2
Legal Lot Number27
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address597 PALOMA CT, ENCINITAS, CA 92024-2392
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Jun 18, 2018Quit Claim Deed, Transfer
Quitclaim
Jun 18, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2015 · Amount on Record
Deed SaleJul 16, 2015 · Amount on Record
Prior SaleSep 28, 2004 · Amount on Record
Deed Document Number2015374680
Last Transfer DateJun 14, 2018
Transfer Doc0000245504
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address597 PALOMA CT, ENCINITAS, CA 92024-2392
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address597 PALOMA CT, ENCINITAS, CA 92024-2392

Mortgage

Document Number0000695402
DateNov 6, 2020
Instrument2020-0695402
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 18, 2018
Property Address597 PALOMA CT, ENCINITAS, CA 92024-2392
Document Number0000245505
Instrument DateJun 14, 2018
Instrument245505
Transaction TypeTransfer
Record UpdatedJun 26, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address597 PALOMA CT ENCINITAS CA 920242392, ENCINITAS, CA 92024-2392

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 18, 2018
Property Address597 PALOMA CT, ENCINITAS, CA 92024-2392
Document Number0000245504
Instrument DateJun 14, 2018
Instrument245504
Transaction TypeTransfer
Record UpdatedJun 26, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address597 PALOMA CT ENCINITAS CA 920242392, ENCINITAS, CA 92024-2392

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,461,034 (+2%) Land $724,479 Building $736,555
2025$19,758.00 (+6.05%) Homeowner's exemption$1,432,387 (+4.04%) Land $710,274 Building $722,113
2023$18,630.00 (+4.26%) Homeowner's exemption$1,376,768 Land $682,695 Building $694,073
2022$17,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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