593 Paloma Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 593 Paloma Ct, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,442 sqft · built 2002
Lot Size0.256 acres (11,138 sqft)
Owner2 Company Names on File
Last Sale$2,500,000 (Sep 2025)
Tax Bill$15,488 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN254-710-26-00

Property Details

APN / Parcel Number

Primary APN254-710-26-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,442 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area11,138 sqft (0.256 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address593 PALOMA CT
CityENCINITAS
StateCA
Zip92024-2392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeER-SFR3V
Legal DescriptionLOT 26 TR 014268
Legal SubdivisionENCINITAS ESTATES
Legal Tract014268
Legal Block2
Legal Lot Number26
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17605

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 1158, GENOA, NV 89411-1158
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2025 · Amount on Record
Deed SaleSep 16, 2025 · Amount on Record
Prior SaleDec 11, 2002 · Amount on Record
Deed Document Number2025257055
Prior Transfer DateAug 2, 2012
Prior Transfer Doc0000550577
Record UpdatedSep 20, 2026

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 16, 2025
Property Address593 PALOMA CT, ENCINITAS, CA 92024-2392
Document Number0000257055
Map ReferenceMAP 14268
Instrument DateSep 9, 2025
Instrument2025-0257055
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address593 PALOMA CT, ENCINITAS, CA 92024-2392

Mortgage

Document Number0000257056
DateSep 16, 2025
Instrument2025-0257056
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateOct 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.3%
IndexSOFR Average 30-Day
Max Rate10.3%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,500,000 (+134.98%) Land $1,750,000 Building $750,000
2025$15,488.00 (+5.43%) Homeowner's exemption$1,063,927 (+4.04%) Land $303,559 Building $760,368
2023$14,691.00 (+3.79%) Homeowner's exemption$1,022,615 Land $291,772 Building $730,843
2022$14,154.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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