584 Paloma Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 584 Paloma Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,407 sqft · built 2002
Lot Size	0.136 acres (5,906 sqft)
Owner	2 Company Names on Record
Last Sale	$1,401,000 (Aug 2020)
Tax Bill	$20,358 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-710-25-00`

Property Details

APN / Parcel Number

Primary APN	`254-710-25-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,407 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	5,906 sqft (0.136 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	584 PALOMA CT
City	ENCINITAS
State	CA
Zip	92024-2392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 25 TR 014268
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014268
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	584 PALOMA CT, ENCINITAS, CA 92024-2392
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Intrafamily Transfer, Transfer
Jun 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY MORTGAGE FUNDING LLC
Aug 27, 2020	Grant Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE FUNDING LLC
Jul 12, 2017	Trustee's Deed, Foreclosure
Mar 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Jul 12, 2017 · Amount on Record
Deed Document Number	2020489730
Last Transfer Date	Sep 11, 2024
Transfer Doc	0000246321
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2021
Property Address	584 PALOMA CT, ENCINITAS, CA 92024-2392
Document Number	0000861936
Map Reference	MAP 14268
Instrument Date	Nov 1, 2021
Instrument	2021-0861936
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	584 PALOMA CT, ENCINITAS, CA 92024-2392

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 21, 2021
Property Address	584 PALOMA CT, ENCINITAS, CA 92024-2392
Document Number	0000450484
Map Reference	MAP 14268
Instrument Date	Jun 14, 2021
Instrument	2021-0450484
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	255 HORIZON DR, ENCINITAS, CA 92024-4147

Mortgage

Document Number	0000450485
Date	Jun 21, 2021
Instrument	2021-0450485

Lender

Name	COMMUNITY MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 27, 2020
Property Address	584 PALOMA CT, ENCINITAS, CA 92024-2392
Document Number	0000489730
Map Reference	MAP 14268
Instrument Date	Jul 29, 2020
Instrument	2020-0489730
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	584 PALOMA CT, ENCINITAS, CA 92024-2392

Mortgage

Document Number	0000489731
Date	Aug 27, 2020
Instrument	2020-0489731

Lender

Name	COMMUNITY MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	10.1%

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2017
Property Address	584 PALOMA CT, ENCINITAS, CA 92024-2392
Document Number	0000314331
Instrument Date	Jul 5, 2017
Instrument	314331
Transaction Type	Foreclosure
Record Updated	Jul 18, 2017

Transaction

Amount	Amount Recorded
Tax	$1,586.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Investor	Possibly a Property Investor

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2017
Property Address	584 PALOMA CT, ENCINITAS, CA 92024-2392
Document Number	0000098828
Instrument Date	Feb 28, 2017
Instrument	98828
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	584 PALOMA CT ENCINITAS CA 920242392, ENCINITAS, CA 92024-2392

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,584,701 (+2%) Land $828,060 Building $756,641
2025	$20,358.00 (+5.2%)	$1,553,629 (+4.04%) Land $811,824 Building $741,805
2023	$19,352.00 (+4.17%) Homeowner's exemption	$1,493,300 Land $780,300 Building $713,000
2022	$18,577.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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