607 Paloma Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 607 Paloma Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,614 sqft · built 2002
Lot Size	0.181 acres (7,899 sqft)
Owner	Company Name on File
Last Sale	$955,000 (May 2004)
Tax Bill	$18,312 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Aug 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-710-29-00`

Property Details

APN / Parcel Number

Primary APN	`254-710-29-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,614 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,899 sqft (0.181 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	607 PALOMA CT
City	ENCINITAS
State	CA
Zip	92024-2384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 29 TR 014268
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014268
Legal Block	2
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17605

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	607 PALOMA CT, ENCINITAS, CA 92024-2384
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 20, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Aug 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 25, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Sep 25, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2004 · Amount on Record
Deed Sale	May 27, 2004 · Amount on Record
Prior Sale	Dec 18, 2002 · Amount on Record
Deed Document Number	2004492762
Last Transfer Date	Nov 5, 2020
Transfer Doc	0000594005
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	607 PALOMA CT, ENCINITAS, CA 92024-2384
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000545396
Date	Nov 22, 2019
Instrument	2019-0545396

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2021
Property Address	607 PALOMA CT, ENCINITAS, CA 92024-2384
Document Number	0000594007
Map Reference	MAP 14268
Instrument Date	Nov 5, 2020
Instrument	2021-0594007
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	607 PALOMA CT, ENCINITAS, CA 92024-2384

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2021
Property Address	607 PALOMA CT, ENCINITAS, CA 92024-2384
Document Number	0000594005
Map Reference	MAP 14268
Instrument Date	Nov 5, 2020
Instrument	2021-0594005
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 PALOMA CT, ENCINITAS, CA 92024-2384

Mortgage

Document Number	0000594006
Date	Aug 20, 2021
Instrument	2021-0594006

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Dec 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2019
Property Address	607 PALOMA CT, ENCINITAS, CA 92024-2384
Document Number	0000421954
Instrument Date	Sep 17, 2019
Instrument	421954
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 PALOMA CT ENCINITAS CA 920242384, ENCINITAS, CA 92024-2384

Mortgage

Document Number	421955
Date	Sep 25, 2019
Instrument	421955

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2019
Property Address	607 PALOMA CT, ENCINITAS, CA 92024-2384
Document Number	0000421956
Instrument Date	Sep 17, 2019
Instrument	421956
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	607 PALOMA CT ENCINITAS CA 920242384, ENCINITAS, CA 92024-2384

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,420,644 (+2%) Land $467,207 Building $953,437
2025	$18,312.00 (+5.59%) Homeowner's exemption	$1,392,790 (+4.04%) Land $458,047 Building $934,743
2023	$17,342.00 (+4.27%) Homeowner's exemption	$1,338,708 Land $440,261 Building $898,447
2022	$16,632.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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