Whatcom County property record for 5877 Elder Rd, Ferndale, WA 98248 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,240 sqft · built 2017 |
| Lot Size | 3.71 acres (161,608 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,862 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50461 |
| Primary APN | 50461 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 161,608 sqft (3.71 acres) |
| Garage Type | Attached |
| Garage Area | 986 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 440 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 50461 |
|---|---|
| Street Address | 5877 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 HANNAH CLUSTER SHORT PLAT AS REC AF 2111000196 |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 22 |
| Legal Subdivision | HANNAH CLUSTER SHORT PLAT |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10504 |
Source: Whatcom County records · APN 50461
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5895 ELDER RD, FERNDALE, WA 98248-8713 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC |
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5877 ELDER RD, FERNDALE, WA 98248-8713 |
| Document Number | 2170901531 |
| Instrument Date | Sep 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5877 ELDER RD FERNDALE WA 98248, FERNDALE, WA 98248 |
| Document Number | 2170901531 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 901531 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 17, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5877 ELDER RD, FERNDALE, WA 98248-8713 |
| Document Number | 2170102921 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5877 ELDER RD FERNDALE WA 98248, FERNDALE, WA 98248 |
| Document Number | 2170102921 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 102921 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | ABERDEEN, WA 98520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,862.00 (+20.11%) | $881,146 (+15.92%) Land $264,008 Building $617,138 | $881,146 (+15.92%) Land $264,008 Building $617,138 |
| 2022 | $760,133 Land $227,750 Building $532,383 | $760,133 Land $227,750 Building $532,383 | |
| 2021 | $5,713.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Northwest Fiber, Declaration Networks Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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