5947 Cottingham Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 5947 Cottingham Dr, Murfreesboro, TN 37128 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,978 sqft · built 2012
Lot Size	0.096 acres (4,200 sqft)
Owner	Individual Name on File
Last Sale	$383,000 (May 2020)
Tax Bill	$3,282 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093B-D-045.00-000`

Property Details

APN / Parcel Number

Primary APN	`093B-D-045.00-000`
Alternative APNs	`093B D 04500` `R0058206`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,978 sqft Living Area
1st Floor Area	4,882 sqft
Upper Floors Area	1,206 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	556 sqft
Driveway	Driveway
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0058206
Street Address	5947 COTTINGHAM DR
City	MURFREESBORO
State	TN
Zip	37128-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 WINSLOW PARK AT BERKSHIRE PH 1 PB 26 PGS 164-165 40 X 105
Legal Subdivision	WINSLOW PARK AT BERKSHIRE PH 1
Legal Block	1
Legal Lot Number	45
Jurisdiction	RUTHERFORD TN
Township / Civil Division	19
Census Block Group	1
Census Block	1040
Census Tract	40808

Owner

Source: Rutherford County records · APN 093B-D-045.00-000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5947 COTTINGHAM DR, MURFREESBORO, TN 37128-2731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 06, 2020	Warranty Deed, Transfer · Conventional with PMI TRUIST BK
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK/W MI

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2020 · Amount on Record
Deed Sale	May 06, 2020 · Amount on Record
Prior Sale	Apr 30, 2013 · Amount on Record
Deed Document Number	20202272998
Deed Book / Page	1899 / 2089
Last Transfer Date	May 21, 2025
Transfer Doc	0025511206
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 06, 2020
Property Address	5947 COTTINGHAM DR, MURFREESBORO, TN 37128-2731
Document Number	RB18992089
Book / Page	001899 / 002089
Instrument Date	Apr 29, 2020
Instrument	2272998
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	TRISTAR TITLE AND ESCROW, TRISTAR TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,417.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5947 COTTINGHAM DR MURFREESBORO TN 371282731, MURFREESBORO, TN 37128-2731

Mortgage

Document Number	RB18992091
Date	May 06, 2020
Book Page	001899/002091
Instrument	2272999

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 05, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5947 COTTINGHAM DR, MURFREESBORO, TN 37128-2731
Document Number	RB16602930
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	REGAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5947 COTTINGHAM DR MURFREESBORO TN 371282731, MURFREESBORO, TN 37128-2731

Mortgage

Document Number	RB16602930
Date	Mar 28, 2018
Book Page	001660/002930
Instrument	2137962

Lender

Name	FIRSTBANK/W MI
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,775 (+17.86%) Land $27,500 Building $109,275	$547,100 (+17.86%) Land $110,000 Building $437,100
2025	$3,282.00	$116,050 (-) Land $13,750 Building $102,300
2023	$3,282.00	$116,050 Land $13,750 Building $102,300	$464,200 (-) Land $55,000 Building $409,200
2022			$464,200 Land $55,000 Building $409,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471490408081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2010–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2020, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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