595 Legacy Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 595 Legacy Dr, Waterloo, IL 62298

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$569,000 (Jun 2024)
Tax Bill	$1,425 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-19-249-011-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-249-011-000`

Exterior

Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Street Address	595 LEGACY DR
City	WATERLOO
State	IL
Zip	62298-1791
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	WR2
Legal Description	LOT 11 LEGACY FIRST ADDITION FINAL PLAT
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	LEGACY
Legal Lot Number	11
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4012
Census Tract	600401

Owner

Source: Monroe County records · APN 08-19-249-011-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	595 LEGACY DR, WATERLOO, IL 62298-1791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Mar 22, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	2024433633
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Apr 08, 2026
Property Address	595 LEGACY DR, WATERLOO, IL 62298-1791
Document Number	0000442017
Instrument Date	Apr 01, 2026
Instrument	2026442017
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 LEGACY DR, WATERLOO, IL 62298-1791

Mortgage

Document Number	0000442017,
Date	Apr 08, 2026
Instrument	2026442017

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate Type	Fixed Rate
Rate	5.99%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Mar 22, 2022
Property Address	595 LEGACY DR, WATERLOO, IL 62298-1791
Document Number	0000423335
Map Reference	DOC 420112
Instrument Date	Mar 16, 2022
Instrument	423335
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Amount	Amount Recorded
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17482 E ARNOLD RD, RICH HILL, MO 64779-8304

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$176,070 (+630.88%) Land $24,660 Building $151,410	$528,210 (+630.88%) Land $73,980 Building $454,230
2024	$1,425.00	$24,090 (+3,155.41%) Land $24,090	$72,270 (+3,155.41%) Land $72,270
2022		$740 Land $740	$2,220 Land $2,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Holding Fiber · DSL	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 31 locations within half a mile of this property.

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