Monroe County property record for 607 Legacy Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,222 sqft · built 2023 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (Oct 2024) |
| Tax Bill | $11,485 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2022 Sale |
| APN | 08-19-249-013-000 |
| Primary APN | 08-19-249-013-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 2,222 sqft Living Area |
| 1st Floor Area | 2,222 sqft |
| Basement Area | 2,222 sqft |
| Unfinished Basement | 2,222 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Cooling System | Central |
|---|
| Street Address | 607 LEGACY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 13 LEGACY FIRST ADDITION FINAL PLAT |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | LEGACY |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 600401 |
607 Legacy Dr is owned and occupied by two individuals who bought it in October 2024.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 LEGACY DR, WATERLOO, IL 62298-1894 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Mar 23, 2022 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on File |
| Deed Sale | Oct 4, 2024 · Amount on File |
| Prior Sale | Mar 21, 2023 · Amount on File |
| Deed Document Number | 2024434815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 21, 2023 |
| Property Address | 607 LEGACY DR, WATERLOO, IL 62298-1894 |
| Document Number | 0000428327 |
| Map Reference | DOC 420112 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 428327 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $942.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17482 E ARNOLD RD, RICH HILL, MO 64779-8304 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 607 LEGACY DR, WATERLOO, IL 62298-1894 |
| Document Number | 0000428328 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 428328 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 23, 2022 |
| Property Address | 607 LEGACY DR, WATERLOO, IL 62298-1894 |
| Document Number | 0000423336 |
| Map Reference | DOC 420112 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 423336 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $84.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1187 N MOORE ST, WATERLOO, IL 62298-5409 |
| Name | Verified Name |
|---|---|
| Address | 17482 E ARNOLD RD, RICH HILL, MO 64779-8304 |
The 2025 property tax bill for 607 Legacy Dr was $11,485, up 9.8% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,485.00 (+9.79%) Homeowner's exemption | $193,970 Land $24,610 Building $169,360 | $581,910 Land $73,830 Building $508,080 |
| 2024 | $10,461.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
5 flood insurance policies are in force near 607 Legacy Dr.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Nearby Flood Policies | 5 in force |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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