588 Legacy Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 588 Legacy Dr, Waterloo, IL 62298

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on File
Last Sale	$78,000 (Mar 2023)
Tax Bill	$1,425 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-249-027-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-249-027-000`

Exterior

Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Street Address	588 LEGACY DR
City	WATERLOO
State	IL
Zip	62298-1706
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	WR2
Legal Description	LOT 27 LEGACY FIRST ADDITION FINAL PLAT
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	LEGACY
Legal Lot Number	27
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4012
Census Tract	600401

Owner

Source: Monroe County records · APN 08-19-249-027-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	303 KOLMER AVE, WATERLOO, IL 62298-1092
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Jun 23, 2023	Warranty Deed, Subdivision Related Transfer · Line of Credit FIRST NATIONAL BANK WATERLOO
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Mar 23, 2022	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	2023428320
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	588 LEGACY DR, WATERLOO, IL 62298-1706
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432892
Date	Apr 24, 2024
Instrument	432892

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 23, 2023
Property Address	588 LEGACY DR, WATERLOO, IL 62298-1706
Document Number	0000429535
Map Reference	DOC 420112
Instrument Date	Jun 16, 2023
Instrument	429535
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1538 FROST LNDG, COLUMBIA, IL 62236-2877

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	588 LEGACY DR, WATERLOO, IL 62298-1706

Mortgage

Document Number	0000429536
Date	Jun 23, 2023
Instrument	429536

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 21, 2023
Property Address	588 LEGACY DR, WATERLOO, IL 62298-1706
Document Number	0000428320
Map Reference	DOC 420112
Instrument Date	Mar 15, 2023
Instrument	428320
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17482 E ARNOLD RD, RICH HILL, MO 64779-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 KOLMER AVE, WATERLOO, IL 62298-1092

Mortgage

Document Number	0000428321
Date	Mar 21, 2023
Instrument	428321

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Mar 23, 2022
Property Address	588 LEGACY DR, WATERLOO, IL 62298-1706
Document Number	0000423339
Map Reference	DOC 420112
Instrument Date	Mar 16, 2022
Instrument	423339
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$108.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1187 N MOORE ST, WATERLOO, IL 62298-5409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17482 E ARNOLD RD, RICH HILL, MO 64779-8304

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,660 (+2.37%) Land $24,660	$73,980 (+2.37%) Land $73,980
2024	$1,425.00	$24,090 (+3,155.41%) Land $24,090	$72,270 (+3,155.41%) Land $72,270
2022		$740 Land $740	$2,220 Land $2,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Holding Fiber · DSL	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 31 locations within half a mile of this property.

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