Monroe County property record for 606 Legacy Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,342 sqft · built 2022 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $72,450 (Feb 2022) |
| Tax Bill | $11,694 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-249-024-000 |
| Primary APN | 08-19-249-024-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 2,342 sqft Living Area |
| 1st Floor Area | 2,342 sqft |
| Basement Area | 2,342 sqft |
| Unfinished Basement | 2,342 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Cooling System | Central |
|---|
| Street Address | 606 LEGACY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 24 LEGACY FIRST ADDITION FINAL PLAT |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | LEGACY |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 606 LEGACY DR, WATERLOO, IL 62298-1788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Feb 9, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2022 · Amount on Record |
| Deed Sale | Feb 9, 2022 · Amount on Record |
| Deed Document Number | 2022422581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 606 LEGACY DR, WATERLOO, IL 62298-1788 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000427970 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 427970 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.81% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 606 LEGACY DR, WATERLOO, IL 62298-1788 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000423581 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 423581 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 28, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 9, 2022 |
| Property Address | 606 LEGACY DR, WATERLOO, IL 62298-1788 |
| Document Number | 0000422581 |
| Map Reference | DOC 420112 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 422581 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $108.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 PINE HOLLOW LN, COLLINSVILLE, IL 62234-4782 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,694.00 (+9.53%) | $191,650 (+25,117.11%) Land $24,610 Building $167,040 | $574,950 (+25,117.11%) Land $73,830 Building $501,120 |
| 2024 | $10,677.00 | ||
| 2022 | $760 Land $760 | $2,280 Land $2,280 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures