5903 Gerald Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 5903 Gerald Rd, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,172 sqft · built 1959
Lot Size	1.25 acres (54,711 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Jun 2019)
Tax Bill	$4,456 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-009-00-004-00`

Property Details

APN / Parcel Number

Primary APN	`48-009-00-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	1,572 sqft
1st Floor Area	984 sqft
Attic	Attic
Attic Area	160 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	54,711 sqft (1.25 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5903 GERALD RD
City	ASHTABULA
State	OH
Zip	44004-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T 12--14
Legal Subdivision	CONNECTICUT WESTERN RESERVE SU
Legal Lot Number	14
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	1
Census Block	1001
Census Tract	702

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5903 GERALD RD, ASHTABULA, OH 44004-9450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 12, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	20195254
Deed Book / Page	684 / 1005
Prior Transfer Date	Apr 6, 2010
Prior Transfer Doc	0000002801
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jun 7, 2019
Property Address	5903 GERALD RD, ASHTABULA, OH 44004-9450
Document Number	0000005254
Book / Page	684 / 1005
Instrument Date	Jun 6, 2019
Instrument	201900005254
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5903 GERALD RD, ASHTABULA, OH 44004-9450

Mortgage

Document Number	0000005255
Date	Jun 7, 2019
Instrument	201900005255

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 12, 2017
Property Address	5903 GERALD RD, ASHTABULA, OH 44004-9450
Document Number	0000010260
Book / Page	000646 / 000850
Instrument	10260
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 STATE ROUTE 7 ANDOVER OH 440039622, ANDOVER, OH 44003-9622

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,456.00 (+81.66%)	$53,240 (-) Land $7,000 Building $46,240	$152,100 (-) Land $20,000 Building $132,100
2023	$2,453.00 (+19.25%) Homeowner's exemption	$53,240 (+38.54%) Land $7,000 Building $46,240	$152,100 (+38.52%) Land $20,000 Building $132,100
2022	$2,057.00 Homeowner's exemption	$38,430 Land $5,390 Building $33,040
2020			$109,800 Land $15,400 Building $94,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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