5922 Setter Dr, Elkridge, MD 21075 Property Records

Howard County property record for 5922 Setter Dr, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,119 sqft · built 1974
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Trust Names on Record
Last Sale	$269,900 (Sep 2010)
Tax Bill	$7,292 (2026)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-179136`

Property Details

APN / Parcel Number

Primary APN	`01-179136`
Alternative APNs	`1179136` `179136`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,119 sqft Total Area
Basement Area	903 sqft
Finished Basement	903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,725 sqft (0.361 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	108 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	179136
Street Address	5922 SETTER DR
City	ELKRIDGE
State	MD
Zip	21075-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 89 S 4 5922 SETTER DR HUNT CLUB EST
Legal Subdivision	HUNT CLUB ESTATES
Legal Lot Number	89
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1003
Census Tract	601205

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	5922 SETTER DR, ELKRIDGE, MD 21075-5528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2010 · Amount on Record
Deed Sale	Sep 9, 2010 · Amount on Record
Deed Document Number	20109656
Deed Book / Page	12678 / 305
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5922 SETTER DR, ELKRIDGE, MD 21075-5528
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5922 SETTER DR, ELKRIDGE, MD 21075-5528

Mortgage

Document Number	0201300358
Date	Jan 21, 2021
Book Page	20130/358

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,292.00 (-6.63%) Homeowner's exemption	$594,700 (+8.95%) Land $217,300 Building $377,400	$594,700 (-) Land $217,300 Building $377,400
2025	$7,810.00 (+113.74%) Homeowner's exemption	$545,833 (+21.81%)	$594,700 (+32.72%) Land $217,300 Building $377,400
2023		$448,100 Land $167,300 Building $280,800	$448,100 Land $167,300 Building $280,800
2022	$3,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20