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5913 Setter Dr, Elkridge, MD 21075 Property Records

Howard County property record for 5913 Setter Dr, Elkridge, MD 21075

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,000 sqft · built 1962
Lot Size0.344 acres (14,984 sqft)
OwnerIndividual Name on Record
Last Sale$329,900 (Feb 2019)
Tax Bill$4,150 (2026)
Deeds & MortgagesFeb 2026 Reverse Mortgage
Nov 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-169041

Property Details

APN / Parcel Number

Primary APN01-169041
Alternative APNs
  • 1169041
  • 169041

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,000 sqft Total Area
Basement Area750 sqft
Finished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,984 sqft (0.344 acres)
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number169041
Street Address5913 SETTER DR
CityELKRIDGE
StateMD
Zip21075-5529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal DescriptionLOT 32 S 4 5913 SETTER DR HUNT CLUB ESTS
Legal SubdivisionHUNT CLUB ESTATES
Legal Lot Number32
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group1
Census Block1002
Census Tract601205

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5913 SETTER DR, ELKRIDGE, MD 21075-5529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · Reverse Mortgage
FIRST COLONY MORTGAGE CORP
Nov 22, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 15, 2018Deed, Transfer · Conventional Mortgage
HOME SAVINGS & TRUST MORTGAGE
Feb 13, 2019Correction Deed
CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS
Dec 14, 2017Grant Deed, Transfer
HOMELAND TITLE AND ESCROW LIMITED

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2019 · Amount on Record
Deed SaleFeb 13, 2019 · Amount on Record
Prior SaleOct 15, 2018 · Amount on Record
Deed Book / Page18551 / 303
Transfer Doc0095220590
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address5913 SETTER DR, ELKRIDGE, MD 21075-5529
Transaction TypeMortgage
Record UpdatedMar 4, 2026
Title CompanyALLEGIANT REVERSE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5913 SETTER DR, ELKRIDGE, MD 21075-5529

Mortgage

Document Number0231160497
DateFeb 18, 2026
Book Page23116/497
Lender
NameFIRST COLONY MORTGAGE CORP
TypeMortgage Company
AddressPLEASANT GROVE, UT 84062
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term1051 Months
DueSep 29, 2113
Interest
Rate TypeAdjustable Rate

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHOWARD MD
Recording DateNov 22, 2023
Property Address5913 SETTER DR, ELKRIDGE, MD 21075-5529
Document Number0221880219
Book / Page22188 / 219
Map ReferenceMB RHM 6 FO 91
Instrument DateNov 15, 2023
Transaction TypeTransfer
Record UpdatedDec 14, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5913 SETTER DR, ELKRIDGE, MD 21075-5529

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateOct 15, 2018
Property Address5913 SETTER DR, ELKRIDGE, MD 21075-5529
Document Number0184100172
Book / Page18410 / 172
Map ReferenceMB RHM6 FO91
Instrument DateOct 3, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyPSR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,948.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5913 SETTER DR, ELKRIDGE, MD 21075-5529

Mortgage

Document Number0018410178
DateOct 15, 2018
Instrument18410/178
Lender
NameHOME SAVINGS & TRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

February 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionHOWARD MD
Recording DateFeb 13, 2019
Property Address5913 SETTER DR, ELKRIDGE, MD 21075-5529
Document Number0185510303
Book / Page018551 / 000303
Instrument DateOct 3, 2018
Record UpdatedFeb 20, 2019
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5913 SETTER DR ELKRIDGE MD 210755529, ELKRIDGE, MD 21075-5529

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateDec 14, 2017
Property Address5913 SETTER DR, ELKRIDGE, MD 21075-5529
Document Number0179680142
Book / Page017968 / 000142
Instrument DateDec 12, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyHOMELAND TITLE AND ESCROW LIMITED

Transaction

AmountAmount Recorded
Tax$157.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address25112 WOODFIELD SCHOOL RD GAITHERSBURG MD 208823715, GAITHERSBURG, MD 20882-3715

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,150.00 (-22.08%) Homeowner's exemption$448,000 (+8.68%) Land $216,900 Building $231,100$448,000 (-) Land $216,900 Building $231,100
2025$5,326.00 (+5.07%) Homeowner's exemption$412,233 (+21%)$448,000 (+31.49%) Land $216,900 Building $231,100
2024$5,069.00 (+45.41%)
2023$340,700 Land $166,900 Building $173,800$340,700 Land $166,900 Building $173,800
2022$3,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Believe Broadband
Fixed Wireless		500 / 100
AT&T
Fixed Wireless		100 / 20

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