Howard County property record for 5930 Setter Dr, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,816 sqft · built 1975 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,683 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-166425 |
| Primary APN | 01-166425 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,816 sqft Total Area |
| Basement Area | 176 sqft |
| Finished Basement | 176 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,204 sqft (0.372 acres) |
| Garage Type | Built-in |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 34 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 166425 |
|---|---|
| Street Address | 5930 SETTER DR |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 87 S 4 5930 SETTER DR HUNT CLUB ESTS |
| Legal Subdivision | HUNT CLUB ESTATES 4 |
| Legal Lot Number | 87 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 601205 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5930 SETTER DR, ELKRIDGE, MD 21075-5528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 10, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5930 SETTER DR, ELKRIDGE, MD 21075-5528 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5930 SETTER DR, ELKRIDGE, MD 21075-5528 |
| Document Number | 0230590125 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 23059/125 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5930 SETTER DR, ELKRIDGE, MD 21075-5528 |
| Document Number | 0176940129 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5930 SETTER DR ELKRIDGE MD 210755528, ELKRIDGE, MD 21075-5528 |
| Document Number | 0176940129 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 017694/000129 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23285-5130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 16, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,683.00 (-5.28%) Homeowner's exemption | $439,300 (+8.53%) Land $217,600 Building $221,700 | $439,300 (-) Land $217,600 Building $221,700 |
| 2025 | $6,000.00 (+62.82%) Homeowner's exemption | $404,767 (+20.57%) | $439,300 (+30.86%) Land $217,600 Building $221,700 |
| 2023 | $335,700 Land $167,600 Building $168,100 | $335,700 Land $167,600 Building $168,100 | |
| 2022 | $3,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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