Howard County property record for 5918 Setter Dr, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,355 sqft · built 1961 |
| Lot Size | 0.355 acres (15,463 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Sep 2022) |
| Tax Bill | $7,665 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-174606 |
| Primary APN | 01-174606 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,355 sqft Total Area |
| Basement Area | 890 sqft |
| Finished Basement | 890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,463 sqft (0.355 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 174606 |
|---|---|
| Street Address | 5918 SETTER DR |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 90 5918 SETTER DR HUNT CLUB ESTS |
| Legal Subdivision | HUNT CLUB ESTATES |
| Legal Lot Number | 90 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 601205 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5918 SETTER DR, ELKRIDGE, MD 21075-5528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · VA Mortgage NP INC |
| Sep 9, 2022 | Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Nov 5, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Apr 10, 2018 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2022 · Amount on Record |
| Deed Sale | Sep 9, 2022 · Amount on Record |
| Prior Sale | Apr 10, 2018 · Amount on Record |
| Deed Book / Page | 21711 / 50 |
| Prior Transfer Date | Apr 2, 2010 |
| Prior Transfer Doc | 6381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5918 SETTER DR, ELKRIDGE, MD 21075-5528 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5918 SETTER DR, ELKRIDGE, MD 21075-5528 |
| Document Number | 0205150270 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 20515/270 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 9, 2022 |
| Property Address | 5918 SETTER DR, ELKRIDGE, MD 21075-5528 |
| Document Number | 0217110050 |
| Book / Page | 21711 / 50 |
| Map Reference | MB 6 FO 91 |
| Instrument Date | Aug 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | CLEARVIEW SETTLEMENT SOLUTIONS, CLEARVIEW SETTLEMENT SLN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5918 SETTER DR, ELKRIDGE, MD 21075-5528 |
| Document Number | 0002171155 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 21711/55 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5918 SETTER DR, ELKRIDGE, MD 21075-5528 |
| Document Number | 0190440476 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 5918 SETTER DR ELKRIDGE MD 210755528, ELKRIDGE, MD 21075-5528 |
| Document Number | 0190440476 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 019044/000476 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 10, 2018 |
| Property Address | 5918 SETTER DR, ELKRIDGE, MD 21075-5528 |
| Document Number | 0181250052 |
| Book / Page | 018125 / 000052 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | TRUE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5918 SETTER DR ELKRIDGE MD 210755528, ELKRIDGE, MD 21075-5528 |
| Document Number | 181250059 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 018125/000059 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,665.00 (+8.34%) | $488,900 (+8.75%) Land $217,200 Building $271,700 | $488,900 (-) Land $217,200 Building $271,700 |
| 2025 | $7,075.00 (+8.68%) | $449,567 (+21.21%) | $488,900 (+31.81%) Land $217,200 Building $271,700 |
| 2024 | $6,510.00 (+67.91%) | ||
| 2023 | $370,900 Land $167,200 Building $203,700 | $370,900 Land $167,200 Building $203,700 | |
| 2022 | $3,877.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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