Howard County property record for 5909 Setter Dr, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,000 sqft · built 1961 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $301,800 (Apr 2014) |
| Tax Bill | $6,162 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-185721 |
| Primary APN | 01-185721 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,984 sqft (0.344 acres) |
| Deck Area | 200 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 185721 |
|---|---|
| Street Address | 5909 SETTER DR |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 33 S 4 5909 SETTER DR HUNT CLUB ESTATES |
| Legal Subdivision | HUNT CLUB ESTATES |
| Legal Lot Number | 33 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 601205 |
Source: Howard County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5909 SETTER DR, ELKRIDGE, MD 21075-5529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 19, 2017 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2014 · Amount on Record |
| Deed Sale | Apr 24, 2014 · Amount on Record |
| Prior Sale | Jan 20, 2010 · Amount on Record |
| Deed Book / Page | 15556 / 1 |
| Prior Transfer Date | Sep 13, 2011 |
| Prior Transfer Doc | 0134520052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5909 SETTER DR, ELKRIDGE, MD 21075-5529 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | CORE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0197610454 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 19761/454 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 19, 2017 |
| Property Address | 5909 SETTER DR, ELKRIDGE, MD 21075-5529 |
| Document Number | 0176500028 |
| Book / Page | 17650 / 028 |
| Map Reference | MB RHM6 FO91 |
| Instrument Date | May 26, 2017 |
| Instrument | 17650-028 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CORE TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5909 SETTER DR, ELKRIDGE, MD 21075-5529 |
| Document Number | 17650032 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 17650-032 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,300 (+8.62%) Land $216,900 Building $202,400 | $419,300 (-) Land $216,900 Building $202,400 | |
| 2025 | $6,162.00 (+8.41%) | $386,033 (+20.82%) | $419,300 (+31.24%) Land $216,900 Building $202,400 |
| 2024 | $5,684.00 (+62.35%) | ||
| 2023 | $319,500 Land $166,900 Building $152,600 | $319,500 Land $166,900 Building $152,600 | |
| 2022 | $3,501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Wireless Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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