Whatcom County property record for 5876 Elder Rd, Ferndale, WA 98248
| Property Type | Farm - Dairy |
|---|---|
| Details | 3 bd · 3 ba · 3,000 sqft · built 2005 |
| Lot Size | 22 acres (960,498 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,619 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26343 |
| Primary APN | 26343 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,000 sqft Total Area |
| 1st Floor Area | 1,272 sqft |
| 2nd Floor Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 960,498 sqft (22 acres) |
| Porch | Porch |
| Porch Area | 552 sqft |
| Storage Building | 888 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 26343 |
|---|---|
| Street Address | 5876 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8713 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Dairy |
| Local Zoning Code | R5A |
| Legal Description | N 30 ACRES OF NW SW-EXC PTN DAF-BEG AT SE COR OF SD N 30 ACRES-TH N 00 DEG 45'20\ E ALG E LI OF SD N 30 ACRES 354.26 FT-TH DE |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 23 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10503 |
Source: Whatcom County records · APN 26343
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5876 ELDER RD, FERNDALE, WA 98248-8713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5876 ELDER RD, FERNDALE, WA 98248-8713 |
| Document Number | 2201102956 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5876 ELDER RD FERNDALE WA 982488713, FERNDALE, WA 98248-8713 |
| Document Number | 2201102956 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 1102956 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 16, 2035 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,619.00 (+10.98%) | $593,061 (-1.77%) Land $37,767 Building $555,294 | $1,051,018 (+11.85%) Land $495,724 Building $555,294 |
| 2022 | $603,748 Land $42,518 Building $561,230 | $939,675 Land $378,445 Building $561,230 | |
| 2021 | $4,162.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Declaration Networks Group Fiber | 1,000 / 1,000 |
Based on FCC filings for 22 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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