591 Main St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 591 Main St, Concord, MA 01742

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,458 sqft · built 1921
Lot Size0.3 acres (13,050 sqft)
Owner2 Individual Names on Record
Last Sale$1,545,000 (Jul 2019)
Tax Bill$275 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Apr 2019 Line of Credit
Flood ZoneZone AE (high risk)
APNCONC M:9F B:3970

Property Details

APN / Parcel Number

Primary APNCONC M:9F B:3970
Alternative APNs
  • M:00009F B:03970-00000
  • 2730

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,458 sqft Living Area
Gross Area7,889 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1960
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,050 sqft (0.3 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2730
Street Address591 MAIN ST
CityCONCORD
StateMA
Zip01742-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal SubdivisionCONCORD
Legal Block3970
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2021
Census Tract361100

Owner

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address591 MAIN ST, CONCORD, MA 01742-3303
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2019Quit Claim Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Apr 29, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2019 · Amount on Record
Deed SaleJul 24, 2019 · Amount on Record
Prior SaleMay 20, 2015
Deed Document Number2019106544
Deed Book / Page72982 / 330
Record UpdatedOct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONCORD MA
Recording DateJul 24, 2019
Property Address591 MAIN ST, CONCORD, MA 01742-3303
Document Number72982-330
Book / Page072982 / 000330
Instrument DateJul 24, 2019
Instrument106544
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,045.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address591 MAIN ST CONCORD MA 017423303, CONCORD, MA 01742-3303

Mortgage

Document Number72982-334
DateJul 24, 2019
Book Page072982/000334
Instrument106545
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2049
Interest
Rate TypeAdjustable Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address591 MAIN ST, CONCORD, MA 01742-3303
Document Number72557-190
Instrument DateApr 29, 2019
Transaction TypeMortgage
Record UpdatedMay 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address591 MAIN ST CONCORD MA 017423303, CONCORD, MA 01742-3303

Mortgage

Document Number72557-190
DateMay 6, 2019
Book Page072557/000190
Instrument57633
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 5, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$275.00 (-98.97%)$2,078,300 (+2.29%) Land $846,200 Building $1,232,100$2,005,545
2024$26,678.00 (+23.38%)$2,031,800 (+21.78%) Land $846,200 Building $1,185,600
2023$21,622.00$1,668,400 Land $692,300 Building $976,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1979–2010)
Claims Outside the SFHA2 of 16
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 18,788 people · EPA ID MA3067000
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Concord Light Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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