607 Main St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 607 Main St, Concord, MA 01742

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,126 sqft · built 1953
Lot Size0.809 acres (35,246 sqft)
Owner2 Trust Names on File
Last Sale$2,800,000 (Jul 2025)
Tax Bill$26,326 (2025)
Deeds & MortgagesJan 2026 Transfer
Jul 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNCONC M:9F B:3971

Property Details

APN / Parcel Number

Primary APNCONC M:9F B:3971
Alternative APNs
  • M:00009F B:03971-00000
  • 2731

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,126 sqft Living Area
Gross Area6,631 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1965
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeFlat
Roof MaterialOther
Lot Area35,246 sqft (0.809 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2731
Street Address607 MAIN ST
CityCONCORD
StateMA
Zip01742-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Block3971
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2021
Census Tract361100

Owner

607 Main St is owner-occupied and held in a trust since January 2026.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record2 Trust Names on File
Mailing Address607 MAIN ST, CONCORD, MA 01742-3303
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Quit Claim Deed, Transfer
Quitclaim
Jul 30, 2025Quit Claim Deed, Transfer · Conventional Mortgage
CITIZENS BANK
Oct 19, 2018Deed of Trust, Mortgage · Line of Credit
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2025 · Amount on File
Deed SaleJul 30, 2025 · Amount on File
Prior SaleSep 8, 2015 · Amount on File
Deed Book / Page84428 / 63
Last Transfer DateJan 23, 2026
Transfer Doc085154-371
Record UpdatedOct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONCORD MA
Recording DateJan 23, 2026
Property Address607 MAIN ST, CONCORD, MA 01742-3303
Document Number085154-371
Book / Page85154 / 371
Instrument DateJan 23, 2026
Instrument8422
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 MAIN ST, CONCORD, MA 01742-3303

July 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONCORD MA
Recording DateJul 30, 2025
Property Address607 MAIN ST, CONCORD, MA 01742-3303
Document Number0084428-63
Book / Page84428 / 63
Instrument DateJul 30, 2025
Instrument89894
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address607 MAIN ST, CONCORD, MA 01742-3303

Mortgage

Document Number0000089895
DateJul 30, 2025
Instrument89895
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.38%
Type Change DateAug 1, 2030
Index1-Year CMT

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address607 MAIN ST, CONCORD, MA 01742-3303
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71769-52
DateOct 19, 2018
Book Page71769/52
Instrument161194
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 607 Main St was $26,326, up 2.9% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,326.00 (+2.94%)$1,985,400 (+1.94%) Land $1,071,800 Building $913,600$2,425,350
2024$25,573.00 (+14.1%)$1,947,700 (+12.63%) Land $1,071,800 Building $875,900
2023$22,412.00$1,729,300 Land $876,900 Building $852,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1979–2010)
Claims Outside the SFHA2 of 16
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 18,788 people · EPA ID MA3067000
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Concord Light Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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