441 Main St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 441 Main St, Concord, MA 01742

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,824 sqft · built 1877
Lot Size0.111 acres (4,820 sqft)
OwnerIndividual Name on File
Last Sale$499,000 (Jul 2006)
Tax Bill$118 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNCONC M:9G B:714

Property Details

APN / Parcel Number

Primary APNCONC M:9G B:714
Alternative APNs
  • M:00009G B:00714-00000
  • 2846

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,824 sqft Living Area
Gross Area3,326 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1965
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,820 sqft (0.111 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2846
Street Address441 MAIN ST
CityCONCORD
StateMA
Zip01742-2326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Block714
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2000
Census Tract361100

Owner

441 Main St is owned by an individual who bought it in July 2006.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of RecordIndividual Name on File
Mailing Address141 CATERINA HTS, CONCORD, MA 01742-4773
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2006 · Amount on File
Deed SaleJul 27, 2006 · Amount on File
Prior SaleJul 31, 1995 · Amount on File
Deed Document Number2006141029
Deed Book / Page47879 / 140
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address441 MAIN ST, CONCORD, MA 01742-2326
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085116-380
DateJan 13, 2026
Book Page85116/380
Instrument4133
Lender
NameROBERT BERGMAN
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 441 Main St was $118, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$118.00 (-98.97%)$894,200 (+2.02%) Land $424,900 Building $469,300$910,860
2024$11,508.00 (+17.09%)$876,500 (+15.59%) Land $424,900 Building $451,600
2023$9,828.00$758,300 Land $386,300 Building $372,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1979–2010)
Claims Outside the SFHA2 of 16
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 18,788 people · EPA ID MA3067000
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Concord Light Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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