586 Main St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 586 Main St, Concord, MA 01742

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,333 sqft · built 1965
Lot Size0.729 acres (31,761 sqft)
Owner2 Individual Names on File
Last Sale$915,000 (May 2015)
Tax Bill$231 (2025)
Deeds & MortgagesApr 2023 Refinance
Jan 2025 Refinance
Flood ZoneZone X (minimal risk)
APNCONC M:9F B:3861

Property Details

APN / Parcel Number

Primary APNCONC M:9F B:3861
Alternative APNs
  • M:00009F B:03861-00000
  • 2652

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,333 sqft Living Area
Gross Area5,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeMansard
Roof MaterialAsphalt
Lot Area31,761 sqft (0.729 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2652
Street Address586 MAIN ST
CityCONCORD
StateMA
Zip01742-3308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal SubdivisionCONCORD
Legal Block3861
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2012
Census Tract361100

Owner

586 Main St is owned and occupied by two individuals who bought it in May 2015.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address586 MAIN ST, CONCORD, MA 01742-3308
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Jan 31, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
FREIA MITARAI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2015 · Amount on File
Deed SaleMay 18, 2015 · Amount on File
Prior SaleMay 20, 1997 · Amount on File
Deed Book / Page65381 / 30
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address586 MAIN ST, CONCORD, MA 01742-3308
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number081431-209
DateApr 14, 2023
Book Page81431/209
Instrument37919
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2053

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address586 MAIN ST, CONCORD, MA 01742-3308
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number083735-502
DateJan 31, 2025
Book Page83735/502
Instrument11379
Lender
NameFREIA MITARAI
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term109 Months
DueFeb 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 586 Main St was $231, down 98.8% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$231.00 (-98.76%)$1,745,500 (+22.7%) Land $900,700 Building $844,800$1,512,115
2024$18,679.00 (+13.89%)$1,422,600 (+12.41%) Land $900,700 Building $521,900
2023$16,401.00$1,265,500 Land $736,800 Building $528,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 586 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1979–2010)
Claims Outside the SFHA2 of 16
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 586 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 18,788 people · EPA ID MA3067000
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Concord Light Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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