5905 Cherokee Loop SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 5905 Cherokee Loop SE, Lacey, WA 98513

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,570 sqft · built 1994
Lot Size0.139 acres (6,098 sqft)
Owner2 Owner Names on Record
Last Sale$126,000 (May 2001)
Tax Bill$53 (2026)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN5844-00-16300

Property Details

APN / Parcel Number

Primary APN5844-00-16300

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,570 sqft Finished Area
1st Floor Area653 sqft
2nd Floor Area917 sqft
Upper Floors Area917 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeBuilt-in
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area153 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5905 CHEROKEE LOOP SE
CityLACEY
StateWA
Zip98513-6206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 03 TOWNSHIP 17 RANGE 1W QUARTER NE NW PLAT LAKEPOINTE PRD DIV 2 LT 163 DOCUMENT 026/033
Legal Range01W
Legal Township17N
Legal Section03
Legal QuarterNE
Legal SubdivisionLAKEPOINTE
Legal Lot Number163
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group3
Census Block3005
Census Tract11622

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address2702 E MAIN STE A STE A, A, WA

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2001 · Amount on Record
Deed SaleMay 21, 2001 · Amount on Record
Prior SaleJan 27, 2006
Deed Document Number0003354100
Last Transfer DateSep 16, 2013
Transfer Doc0004359561
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address5905 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Document Number0004676410
Instrument DateMar 27, 2019
Transaction TypeMortgage
Record UpdatedApr 12, 2019
Title CompanyRAINIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5905 CHEROKEE LOOP SE LACEY WA 985136206, LACEY, WA 98513-6206

Mortgage

Document Number0004676410
DateApr 2, 2019
Instrument4676410
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53.00
2025$430,000 Land $141,800 Building $288,200$430,000 Land $141,800 Building $288,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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