Thurston County property record for 5900 Cherokee Loop SE, Lacey, WA 98513
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,306 sqft · built 1994 |
| Lot Size | 0.161 acres (7,014 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Nov 2020) |
| Tax Bill | $48 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58440017800 |
| Primary APN | 58440017800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,306 sqft Living Area |
| Gross Area | 1,776 sqft |
| 1st Floor Area | 1,306 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 7,014 sqft (0.161 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5900 CHEROKEE LOOP SE |
|---|---|
| City | LACEY |
| State | WA |
| Zip | 98513-6205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD 3-6 |
| Legal Description | SECTION 03 TOWNSHIP 17 RANGE 1W QUARTER NE NW PLAT LAKEPOINTE PRD DIV 2 LT 178 DOCUMENT 026/033 |
| Legal Range | 01 |
| Legal Township | 17 |
| Legal Section | 03 |
| Legal Subdivision | LAKEPOINTE |
| Legal Block | 3 |
| Legal Lot Number | 178 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | OLYMPIA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11622 |
Source: Thurston County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5900 CHEROKEE LOOP SE, LACEY, WA 98513-6205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Dec 28, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Dec 24, 2019 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Nov 4, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Prior Sale | Feb 19, 2019 · Amount on Record |
| Deed Document Number | 20204797497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 5900 CHEROKEE LOOP SE, LACEY, WA 98513-6205 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|
| Document Number | 0005013307 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 5013307 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 5900 CHEROKEE LOOP SE, LACEY, WA 98513-6205 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | MILLENNIAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0004905953 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 4905953 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 5900 CHEROKEE LOOP SE, LACEY, WA 98513-6205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|
| Document Number | 0004727475 |
|---|---|
| Date | Dec 24, 2019 |
| Instrument | 4727475 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Nov 4, 2020 |
| Property Address | 5900 CHEROKEE LOOP SE, LACEY, WA 98513-6205 |
| Document Number | 0004797497 |
| Map Reference | VOL 26 PG 33-37 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 4797497 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,520.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5900 CHEROKEE LOOP SE, LACEY, WA 98513-6205 |
| Document Number | 0004797498 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 4797498 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Feb 19, 2019 |
| Property Address | 5900 CHEROKEE LOOP SE, LACEY, WA 98513-6205 |
| Document Number | 0004670233 |
| Map Reference | VOL 26 PG 33-37 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 4670233 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,895.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5900 CHEROKEE LOOP SE, LACEY, WA 98513-6205 |
| Document Number | 0004670234 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 4670234 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Thurston County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Lacey City |
| Unified School District | North Thurston Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48.00 (-94.1%) Senior Citizen's exemption | ||
| 2025 | $415,500 (+11.36%) Land $142,600 Building $272,900 | $415,500 (+11.36%) Land $142,600 Building $272,900 | |
| 2024 | $813.00 (-77.12%) | ||
| 2023 | $3,553.00 | ||
| 2022 | $373,100 Land $81,100 Building $292,000 | $373,100 Land $81,100 Building $292,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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