5903 Cherokee Loop SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 5903 Cherokee Loop SE, Lacey, WA 98513

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,478 sqft · built 1994
Lot Size0.142 acres (6,175 sqft)
Owner2 Individual Names on Record
Last Sale$422,000 (Jul 2021)
Tax Bill$53 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN58440016200

Property Details

APN / Parcel Number

Primary APN58440016200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,478 sqft Living Area
Gross Area1,898 sqft
1st Floor Area1,478 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialConcrete
Lot Area6,175 sqft (0.142 acres)
View / LotLake Front
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area64 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5903 CHEROKEE LOOP SE
CityLACEY
StateWA
Zip98513-6206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD 3-6
Legal DescriptionSECTION 03 TOWNSHIP 17 RANGE 1W QUARTER NE NW PLAT LAKEPOINTE PRD DIV 2 LT 162 DOCUMENT 026/033
Legal Range01
Legal Township17
Legal Section03
Legal SubdivisionLAKEPOINTE
Legal Block3
Legal Lot Number162
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group3
Census Block3005
Census Tract11622

Owner

Source: Thurston County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1158 SPRUCE CT, NORTHFIELD, MN 55057-2705
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
May 19, 2017Warranty Deed, Transfer · VA Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleMay 19, 2017 · Amount on Record
Deed Document Number20214864409
Prior Transfer DateMar 6, 2006
Prior Transfer Doc0003819860
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateJul 7, 2021
Property Address5903 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Document Number0004864409
Map ReferenceVOL 26 PG 33-37
Instrument DateJun 24, 2021
Instrument4864409
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,752.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5903 CHEROKEE LOOP SE, LACEY, WA 98513-6206

Mortgage

Document Number0004864410
DateJul 7, 2021
Instrument4864410
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateMay 19, 2017
Property Address5903 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Document Number0004564485
Map ReferenceVOL26 PG33-37
Instrument DateMay 12, 2017
Instrument4564485
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,444.66
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5903 CHEROKEE LOOP SE, LACEY, WA 98513-6206

Mortgage

Document Number0004564486
DateMay 19, 2017
Instrument4564486
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53.00 (-98.62%)
2025$436,000 (+10.69%) Land $141,800 Building $294,200$436,000 (+10.69%) Land $141,800 Building $294,200
2024$3,839.00 (+2.37%)
2023$3,750.00
2022$393,900 Land $79,500 Building $314,400$393,900 Land $79,500 Building $314,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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