Thurston County property record for 5909 Cherokee Loop SE, Lacey, WA 98513
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,810 sqft · built 1994 |
| Lot Size | 0.142 acres (6,175 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $425,000 (Nov 2020) |
| Tax Bill | $53 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58440016500 |
| Primary APN | 58440016500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,810 sqft Living Area |
| Gross Area | 2,448 sqft |
| 1st Floor Area | 942 sqft |
| Upper Floors Area | 868 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 6,175 sqft (0.142 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 152 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5909 CHEROKEE LOOP SE |
|---|---|
| City | LACEY |
| State | WA |
| Zip | 98513-6206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD 3-6 |
| Legal Description | SECTION 03 TOWNSHIP 17 RANGE 1W QUARTER NE NW PLAT LAKEPOINTE PRD DIV 2 LT 165 DOCUMENT 026/033 |
| Legal Range | 01 |
| Legal Township | 17 |
| Legal Section | 03 |
| Legal Subdivision | LAKEPOINTE |
| Legal Block | 3 |
| Legal Lot Number | 165 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | OLYMPIA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11622 |
Source: Thurston County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 5909 CHEROKEE LOOP SE, LACEY, WA 98513-6206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Nov 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | Mar 31, 1997 · Amount on Record |
| Deed Document Number | 20204802968 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 5909 CHEROKEE LOOP SE, LACEY, WA 98513-6206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 5909 CHEROKEE LOOP SE, LACEY, WA 98513-6206 |
| Document Number | 0005093734 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 5093734 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 17, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Nov 23, 2020 |
| Property Address | 5909 CHEROKEE LOOP SE, LACEY, WA 98513-6206 |
| Document Number | 0004802968 |
| Map Reference | VOL 26 PG 33-37 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 4802968 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | THURSTON COUNTY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5909 CHEROKEE LOOP SE, LACEY, WA 98513-6206 |
| Document Number | 0004802969 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 4802969 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Thurston County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Lacey City |
| Unified School District | North Thurston Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53.00 (-98.69%) | ||
| 2025 | $460,500 Land $141,800 Building $318,700 | $460,500 Land $141,800 Building $318,700 | |
| 2024 | $4,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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