59 Windwhisper Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 59 Windwhisper Ln, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,350 sqft · built 1984
Lot Size0.133 acres (5,771 sqft)
OwnerIndividual Name on File
Last Sale$605,000 (Sep 2021)
Tax Bill$6,421 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-268-90036172

Property Details

APN / Parcel Number

Primary APN06-268-90036172
Alternative APNs
  • 626890036172
  • 26890036172

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,350 sqft Living Area
1st Floor Area932 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,771 sqft (0.133 acres)
View / LotWaterfront
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number26890036172
Street Address59 WINDWHISPER LN
CityANNAPOLIS
StateMD
Zip21403-3474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 PL 2 GEORGETOWN GROVE
Legal SubdivisionGEORGETOWN GROVE
Legal Block2
Legal Lot Number15
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2003
Census Tract706303

Owner

59 Windwhisper Ln is owned and occupied by an individual who bought it in September 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address59 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Aug 2, 2018Deed, Transfer · ARM
NATIONAL INSTITUTES OF HEALTH FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2021 · Amount on File
Deed SaleSep 21, 2021 · Amount on File
Prior SaleAug 2, 2018 · Amount on File
Deed Book / Page37574 / 132
Record UpdatedOct 29, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 21, 2021
Property Address59 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474
Document Number0375740132
Book / Page37574 / 132
Map ReferenceMB 94 PG 49
Instrument DateAug 9, 2021
Transaction TypeTransfer
Record UpdatedOct 7, 2021
Title CompanyPERFECTION TITLE LIMITED, PERFECTION TITLE LTD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,562.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address59 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474

Mortgage

Document Number37574140
DateSep 21, 2021
Instrument37574/140
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 2, 2018
Property Address59 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474
Document Number0323570245
Book / Page32357 / 245
Map ReferenceMB94 PG49
Instrument DateJun 26, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address420 PARKVIEW AVE, GAITHERSBURG, MD 20878-4046

Mortgage

Document Number0032357250
DateAug 2, 2018
Instrument32357/250
Lender
NameNATIONAL INSTITUTES OF HEALTH FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term359 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateJul 1, 2023
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.12%
Index5-Year CMT
Max Rate8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 59 Windwhisper Ln was $6,421 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$481,100 Land $272,600 Building $208,500$481,100 Land $272,600 Building $208,500
2025$6,421.00
2023$5,983.00 Homeowner's exemption$418,800 Land $241,400 Building $177,400$418,800 Land $241,400 Building $177,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Windwhisper Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Windwhisper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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