Anne Arundel County property record for 49 Windwhisper Ln, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,160 sqft · built 1989 |
| Lot Size | 0.125 acres (5,438 sqft) |
| Owner | Individual Name on File |
| Last Sale | $615,000 (Aug 2021) |
| Tax Bill | $7,471 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-268-90036177 |
| Primary APN | 06-268-90036177 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,160 sqft Living Area |
| Gross Area | 3,400 sqft |
| 1st Floor Area | 940 sqft |
| Basement Area | 1,580 sqft |
| Finished Basement | 1,580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,438 sqft (0.125 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 730 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26890036177 |
|---|---|
| Street Address | 49 WINDWHISPER LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20 PL 2 GEORGETOWN GROVE |
| Legal Subdivision | GEORGETOWN GROVE |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 706303 |
49 Windwhisper Ln is owned and occupied by an individual who bought it in August 2021.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| May 6, 2021 | Deed, Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on File |
| Deed Sale | Aug 23, 2021 · Amount on File |
| Prior Sale | May 6, 2021 · Amount on File |
| Deed Book / Page | 37408 / 169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 23, 2021 |
| Property Address | 49 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0374080169 |
| Book / Page | 37408 / 169 |
| Map Reference | MB 94 FO 49 |
| Instrument Date | May 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 49 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 37408176 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 37408/176 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 6, 2021 |
| Property Address | 49 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0367320283 |
| Book / Page | 36732 / 283 |
| Map Reference | MB 94 FO 49 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 36732288 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 36732/288 |
| Name | WEICHERT FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 49 Windwhisper Ln was $7,471 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,600 Land $271,900 Building $324,700 | $596,600 Land $271,900 Building $324,700 | |
| 2025 | $7,471.00 | ||
| 2023 | $6,601.00 | $459,700 Land $240,700 Building $219,000 | $459,700 Land $240,700 Building $219,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Windwhisper Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Windwhisper Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures