Anne Arundel County property record for 55 Windwhisper Ln, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,572 sqft · built 1984 |
| Lot Size | 0.158 acres (6,880 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $508,250 (Aug 2017) |
| Tax Bill | $7,102 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-268-90036174 |
| Primary APN | 06-268-90036174 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,880 sqft (0.158 acres) |
| View / Lot | Waterfront |
| Deck Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26890036174 |
|---|---|
| Street Address | 55 WINDWHISPER LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 17 PL 2 GEORGETOWN GROVE |
| Legal Subdivision | GEORGETOWN GROVE |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 706303 |
55 Windwhisper Ln is owner-occupied and held in a trust since December 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 55 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Apr 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION |
| Apr 1, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 9, 2018 | Quit Claim Deed, Transfer KVS TITLE LLC |
| Aug 4, 2017 | Grant Deed, Transfer · Conventional Mortgage FIRST HM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2017 · Amount on File |
| Deed Sale | Aug 4, 2017 · Amount on File |
| Prior Sale | Jun 28, 2004 · Amount on File |
| Deed Document Number | 201731223-326 |
| Last Transfer Date | Dec 15, 2025 |
| Transfer Doc | 4221000479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 55 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | 0382780287 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 38278/287 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 3, 2026 |
| Property Address | 55 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 4222000312 |
| Book / Page | 42228 / 312 |
| Instrument Date | Mar 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Investor | Possibly a Property Investor |
| Document Number | 4222000312, |
|---|---|
| Date | Apr 3, 2026 |
| Book Page | 42228/312 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 1, 2026 |
| Property Address | 55 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 4221000479 |
| Book / Page | 42217 / 479 |
| Instrument Date | Dec 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 55 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 9, 2018 |
| Property Address | 55 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0318270303 |
| Book / Page | 031827 / 000303 |
| Instrument Date | Jan 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2018 |
| Title Company | KVS TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 55 WINDWHISPER LN ANNAPOLIS MD 214033474, ANNAPOLIS, MD 21403-3474 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 4, 2017 |
| Property Address | 55 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0312230326 |
| Book / Page | 031223 / 000326 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $508.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 55 WINDWHISPER LN ANNAPOLIS MD 214033474, ANNAPOLIS, MD 21403-3474 |
| Document Number | 312230332 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 031223/000332 |
| Name | FIRST HM |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2047 |
The 2025 property tax bill for 55 Windwhisper Ln was $7,102, up 2.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,000 (+2.99%) Land $275,100 Building $239,900 | $515,000 (-) Land $275,100 Building $239,900 | |
| 2025 | $7,102.00 (+2.36%) | $500,067 | $515,000 Land $275,100 Building $239,900 |
| 2024 | $6,938.00 (+2.75%) | ||
| 2023 | $6,752.00 Homeowner's exemption | $470,200 Land $243,900 Building $226,300 | $470,200 Land $243,900 Building $226,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Windwhisper Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Windwhisper Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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