51 Windwhisper Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 51 Windwhisper Ln, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,166 sqft · built 1988
Lot Size	0.129 acres (5,621 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Oct 2019)
Tax Bill	$7,380 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-268-90036176`

Property Details

APN / Parcel Number

Primary APN	`06-268-90036176`
Alternative APNs	`626890036176` `26890036176`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,166 sqft Living Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,621 sqft (0.129 acres)
View / Lot	Waterfront
Garage Area	288 sqft
Porch	Open Porch
Porch Area	45 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26890036176
Street Address	51 WINDWHISPER LN
City	ANNAPOLIS
State	MD
Zip	21403-3474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 PL 2 GEORGETOWN GROVE
Legal Subdivision	GEORGETOWN GROVE
Legal Block	2
Legal Lot Number	19
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2003
Census Tract	706303

Owner

51 Windwhisper Ln is owned and occupied by an individual who bought it in October 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	51 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Sep 17, 2015 · Amount on File
Deed Book / Page	33722 / 262
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 17, 2019
Property Address	51 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474
Document Number	0337220262
Book / Page	033722 / 000262
Instrument Date	Sep 5, 2019
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	STAR SETTLEMENT LLC, SMART SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	51 WINDWHISPER LN ANNAPOLIS MD 214033474, ANNAPOLIS, MD 21403-3474

Mortgage

Document Number	337220268
Date	Oct 17, 2019
Book Page	033722/000268

Lender

Name	VELLUM MTG LLC
Address	CENTREVILLE, VA 20120

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 51 Windwhisper Ln was $7,380 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,600 Land $272,300 Building $267,300	$539,600 Land $272,300 Building $267,300
2025	$7,380.00
2023	$6,999.00 Homeowner's exemption	$490,000 Land $241,100 Building $248,900	$490,000 Land $241,100 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Windwhisper Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Windwhisper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20