Westerly Town property record for 59 Elm St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1890 |
| Square Footage | 3,611 sqft Living Area |
| Lot Size | 12,534 sqft (0.288 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $960,000 (2021) |
| Tax Bill | $8,875.00 (2025) |
| Primary APN | WEST M:76 B:96 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 3,611 sqft Living Area |
| Gross Area | 7,034 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,534 sqft (0.288 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 3030825 |
|---|---|
| Street Address | 59 ELM ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2136 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 96 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 50801 |
Source: Westerly Town records · APN WEST M:76 B:96
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 59 ELM ST, WESTERLY, RI 02891-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 28, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage BANK OF AMERICA NA |
| May 04, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance DIME BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on Record |
| Deed Sale | Apr 28, 2021 · Amount on Record |
| Prior Sale | May 01, 2009 · Amount on Record |
| Deed Doc Number | 20212509 |
| Deed Book / Page | 2021 / 11407 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 28, 2021 |
| Property Address | 59 ELM ST, WESTERLY, RI 02891-2136 |
| Document Number | 2021-11407 |
| Book / Page | 2021 / 11407 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021-2509 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 970 BEAVER DAM RD, STRATFORD, CT 06614-1138 |
| Document Number | 20212510 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 20212510 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 59 ELM ST, WESTERLY, RI 02891-2136 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020-8179 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 2020/8179 |
| Instrument | 2020-1877 |
| Name | DIME BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,875.00 (-6.47%) | $1,140,800 (+22.14%) Land $230,400 Building $910,400 |
| 2023 | $9,489.00 (+1.7%) | $934,000 (+1.1%) Land $165,400 Building $768,600 |
| 2022 | $9,330.00 | $923,800 Land $165,400 Building $758,400 |
59 Elm St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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