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56 Elm St, Westerly, RI 02891 Property Records

Westerly Town property record for 56 Elm St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1875
Square Footage2,508 sqft Living Area
Lot Size10,792 sqft (0.248 acres)
Last Sale$515,000 (2010)
Tax Bill$5,846.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:76 B:108
Alternative APNs
  • M:076 B:108 L
  • 6060185

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,508 sqft Living Area
Gross Area5,602 sqft Gross Area
Stories3 Stories

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Exterior MaterialWood Siding Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionMansard Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,792 sqft (0.248 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number6060185
Street Address56 ELM ST
CityWESTERLY
StateRI
Zip02891-2134
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block108
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup3
Census Block3008
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:76 B:108

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address56 ELM ST, WESTERLY, RI 02891-2134
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Stand Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MTG
Feb 04, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2010 · Amount on Record
Deed SaleFeb 22, 2010 · Amount on Record
Prior SaleMar 21, 1997 · Amount on Record
Deed Book / Page1859 / 912
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address56 ELM ST, WESTERLY, RI 02891-2134
Transaction TypeMortgage
Record UpdatedMay 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022-7816
DateApr 20, 2022
Book Page2022/7816
Instrument2022-1827
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address56 ELM ST, WESTERLY, RI 02891-2134
Document Number2020-2412
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 ELM ST WESTERLY RI 028912134, WESTERLY, RI 02891-2134

Mortgage

Document Number2020-2412
DateJun 30, 2020
Book Page002020/012412
Instrument2868
Lender
NameWINTRUST MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateFeb 04, 2020
Property Address56 ELM ST, WESTERLY, RI 02891-2134
Document Number2020-1957
Book / Page002020 / 001957
Instrument DateFeb 03, 2020
Instrument466
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address56 ELM ST WESTERLY RI 028912134, WESTERLY, RI 02891-2134

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,846.00 (-0.98%)$751,400 (+29.31%) Land $240,100 Building $511,300
2023$5,904.00 (+0.6%)$581,100 (-) Land $172,100 Building $409,000
2022$5,869.00$581,100 Land $172,100 Building $409,000

Flood & Wildfire

56 Elm St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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