Westerly Town property record for 55 Elm St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,309 sqft · built 1920 |
| Lot Size | 0.388 acres (16,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Aug 1993) |
| Tax Bill | $4,365 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:76 B:98 |
| Primary APN | WEST M:76 B:98 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,309 sqft Living Area |
| Gross Area | 4,403 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,890 sqft (0.388 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 19297505 |
|---|---|
| Street Address | 55 ELM ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 98 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 50801 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 ELM ST, WESTERLY, RI 02891-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 1993 · Amount on Record |
| Deed Sale | Aug 18, 1993 · Amount on Record |
| Deed Book / Page | 477 / 54 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 55 ELM ST, WESTERLY, RI 02891-2136 |
| Document Number | 2017-7836 |
| Book / Page | 002017 / 007836 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 55 ELM ST WESTERLY RI 028912136, WESTERLY, RI 02891-2136 |
| Document Number | 2017-7836 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 002017/007836 |
| Instrument | 1959 |
| Name | WASHINGTON TR CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,365.00 (+7.57%) | $561,100 (+40.49%) Land $232,200 Building $328,900 |
| 2023 | $4,058.00 (+0.59%) | $399,400 (-) Land $167,200 Building $232,200 |
| 2022 | $4,034.00 | $399,400 Land $167,200 Building $232,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, Breezeline, Frontier, Xfinity.
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