58 Elm St, Westerly, RI 02891 Property Records

Westerly Town property record for 58 Elm St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,352 sqft · built 1872
Lot Size	0.448 acres (19,504 sqft)
Owner	Individual Name on File
Tax Bill	$5,583 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WEST M:76 B:109`

Property Details

APN / Parcel Number

Primary APN	`WEST M:76 B:109`
Alternative APNs	`M:076 B:109 L` `18049610`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	4,713 sqft

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,504 sqft (0.448 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18049610
Street Address	58 ELM ST
City	WESTERLY
State	RI
Zip	02891-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	109
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3008
Census Tract	50801

Owner

Source: Westerly Town records · APN WEST M:76 B:109

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	58 ELM ST, WESTERLY, RI 02891-2134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	58 ELM ST, WESTERLY, RI 02891-2134
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017-7479
Date	May 08, 2017
Book Page	2017/7479
Instrument	1878

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 01, 2042

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,583.00 (+3.01%)	$717,600 (+34.51%) Land $243,700 Building $473,900
2023	$5,420.00 (+0.59%)	$533,500 (-) Land $175,700 Building $357,800
2022	$5,388.00	$533,500 Land $175,700 Building $357,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991, river or lake flooding, Hurricane Bob

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cogeco Cable Holdings II, Verizon, Xfinity, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.