Hampshire County and Amherst Town City property record for 59 Cottage St, Amherst, MA 01002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,685 sqft · built 1910 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,000 (Jun 1999) |
| Tax Bill | $93 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jan 2023 Line of Credit |
| APN | 11D000048 |
| Primary APN | 11D000048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,685 sqft Living Area |
| Gross Area | 4,458 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 11D000048 |
|---|---|
| Street Address | 59 COTTAGE ST |
| City | AMHERST |
| State | MA |
| Zip | 01002-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HENDRICK ESTATES |
| Legal Lot Number | 48 |
| Jurisdiction | AMHERST MA |
| Township / Civil Division | AMHERST TOWN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 820500 |
Source: Hampshire County and Amherst Town City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 59 COTTAGE ST, AMHERST, MA 01002-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · Line of Credit FLORENCE BANK |
| Jan 30, 2023 | Deed of Trust, Mortgage · Line of Credit FLORENCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 1999 · Amount on Record |
| Deed Sale | Jun 23, 1999 · Amount on Record |
| Prior Sale | Jun 2, 1993 · Amount on Record |
| Deed Book / Page | 5718 / 147 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST MA |
| Property Address | 59 COTTAGE ST, AMHERST, MA 01002-2123 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 015050-155 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 15050/155 |
| Instrument | 202400000619 |
| Name | FLORENCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST MA |
| Property Address | 59 COTTAGE ST, AMHERST, MA 01002-2123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014790-164 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 14790/164 |
| Instrument | 1336 |
| Name | FLORENCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| Municipality | Amherst Town City |
| County | Hampshire County |
| Elementary School District | Amherst School District (PK - 06) |
| Secondary School District | Amherst-Pelham School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93.00 (-98.98%) | $520,200 (+5.93%) Land $201,800 Building $318,400 | $492,670 |
| 2024 | $9,090.00 (+4.78%) | $491,100 (+13.79%) Land $190,300 Building $300,800 | |
| 2023 | $8,675.00 | $431,600 Land $173,000 Building $258,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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