71 Cottage St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 71 Cottage St, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,081 sqft · built 1898
Lot Size	0.306 acres (13,340 sqft)
Owner	2 Trust Names on File
Last Sale	$69,400 (Jun 1983)
Tax Bill	$77 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2018 Transfer
APN	`11D000051`

Property Details

APN / Parcel Number

Primary APN	`11D000051`
Alternative APN	`AMHE M:0011D B:0000 L:0051`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,081 sqft Living Area
Gross Area	2,596 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,340 sqft (0.306 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	11D000051
Street Address	71 COTTAGE ST
City	AMHERST
State	MA
Zip	01002-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	51
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	2
Census Block	2009
Census Tract	820500

Owner

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	71 COTTAGE ST, AMHERST, MA 01002-2123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Dec 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 2, 1983 · Amount on Record
Deed Sale	Jun 2, 1983 · Amount on Record
Deed Book / Page	2353 / 193
Last Transfer Date	Nov 30, 2018
Transfer Doc	13146-180
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	71 COTTAGE ST, AMHERST, MA 01002-2123
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014593-29
Date	Jun 22, 2022
Book Page	14593/29
Instrument	13089

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Dec 4, 2018
Property Address	71 COTTAGE ST, AMHERST, MA 01002-2123
Document Number	13146-180
Book / Page	013146 / 000180
Instrument Date	Nov 30, 2018
Instrument	24597
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	71 COTTAGE ST AMHERST MA 010022123, AMHERST, MA 01002-2123

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77.00 (-98.98%)	$431,800 (+5.76%) Land $202,500 Building $229,300	$511,860
2024	$7,558.00 (+4.39%)	$408,300 (+13.35%) Land $191,000 Building $217,300
2023	$7,240.00	$360,200 Land $173,600 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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