55 Cottage St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 55 Cottage St, Amherst, MA 01002

Property Summary

Property TypeDuplex
Details5 bd · 3.5 ba · 3,610 sqft · built 1914
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Jun 2001)
Tax Bill$126 (2025)
Deeds & MortgagesFeb 2021 Refinance
APN11D000047

Property Details

APN / Parcel Number

Primary APN11D000047
Alternative APN
  • AMHE M:0011D B:0000 L:0047

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,610 sqft Living Area
Gross Area6,121 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleDuplex Single
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialSlate
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number11D000047
Street Address55 COTTAGE ST
CityAMHERST
StateMA
Zip01002-2123
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Lot Number47
JurisdictionAMHERST MA
Township / Civil DivisionAMHERST TOWN
Census Block Group2
Census Block2009
Census Tract820500

Owner

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address55 COTTAGE ST, AMHERST, MA 01002-2123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2001 · Amount on Record
Deed SaleJun 28, 2001 · Amount on Record
Deed Book / Page6263 / 75
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMHERST MA
Property Address55 COTTAGE ST, AMHERST, MA 01002-2123
Transaction TypeMortgage
Record UpdatedMar 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13989-45
DateFeb 23, 2021
Book Page13989/45
Instrument4256
Lender
NamePEOPLES BANK, THE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 1, 2041

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
MunicipalityAmherst Town City
CountyHampshire County
Elementary School DistrictAmherst School District (PK - 06)
Secondary School DistrictAmherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$126.00 (-98.95%)$706,200 (+9.35%) Land $201,800 Building $504,400
2024$11,954.00 (+4.69%)$645,800 (+13.68%) Land $190,300 Building $455,500
2023$11,419.00$568,100 Land $173,000 Building $395,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMHERST DPW WATER DIVISION
serves 39,263 people · EPA ID MA1008000
Water SourceSurface water
Last State InspectionSep 2024
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile USA.

Nearby Properties on Cottage St

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