50 Cottage St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 50 Cottage St, Amherst, MA 01002

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,028 sqft · built 1890
Lot Size	0.405 acres (17,640 sqft)
Owner	Individual Name on Record
Last Sale	$308,000 (Oct 2013)
Tax Bill	$91 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Refinance
APN	`11D000034`

Property Details

APN / Parcel Number

Primary APN	`11D000034`
Alternative APN	`AMHE M:0011D B:0000 L:0034`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area
Gross Area	3,607 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,640 sqft (0.405 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11D000034
Street Address	50 COTTAGE ST
City	AMHERST
State	MA
Zip	01002-2125
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	34
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	2
Census Block	2005
Census Tract	820500

Owner

Source: Hampshire County and Amherst Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 COTTAGE ST, AMHERST, MA 01002-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2013 · Amount on Record
Deed Sale	Oct 18, 2013 · Amount on Record
Prior Sale	Jun 7, 2006 · Amount on Record
Deed Book / Page	11498 / 113
Transfer Doc	4565000053
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	50 COTTAGE ST, AMHERST, MA 01002-2125
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00013999-1
Date	Mar 2, 2021
Book Page	13999/1
Instrument	4964

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	50 COTTAGE ST, AMHERST, MA 01002-2125
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13999-1
Date	Mar 2, 2021
Book Page	13999/1
Instrument	4964

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$91.00 (-98.96%)	$511,800 (+8.25%) Land $203,100 Building $308,700
2024	$8,752.00 (+4.39%)	$472,800 (+13.35%) Land $191,600 Building $281,200
2023	$8,384.00	$417,100 Land $174,200 Building $242,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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