5897 Bay Tree Ct, Milton, FL 32570 Property Records

Santa Rosa County property record for 5897 Bay Tree Ct, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,361 sqft · built 2018
Lot Size	0.171 acres (7,459 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Jun 2018)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2N-28-2323-00B00-0170`

Property Details

APN / Parcel Number

Primary APN	`28-2N-28-2323-00B00-0170`
Alternative APN	`N28228232300B000170`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,361 sqft Living Area
Gross Area	2,967 sqft
1st Floor Area	960 sqft
Upper Floors Area	1,401 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	7,459 sqft (0.171 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	85 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5897 BAY TREE CT
City	MILTON
State	FL
Zip	32570-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MAGNOLIA BEND PH II LOT 17 BLK B & AS DES IN OR 3736 PG 71
Legal Range	28W
Legal Township	2N
Legal Section	28
Legal Subdivision	MAGNOLIA BEND PH II
Legal Block	B
Legal Lot Number	17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2002
Census Tract	10601

Owner

5897 Bay Tree Ct is owned and occupied by two individuals who bought it in June 2018.

Source: Santa Rosa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5897 BAY TREE CT, MILTON, FL 32570-3527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Deed Document Number	201823862
Deed Book / Page	3736 / 71
Record Updated	Sep 20, 2026

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 8, 2018
Property Address	5897 BAY TREE CT, MILTON, FL 32570-3527
Document Number	0037360071
Book / Page	3736 / 0071
Map Reference	MB12 PG57&58
Instrument Date	Jun 6, 2018
Instrument	201823862
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5897 BAY TREE CT, MILTON, FL 32570-3527

Mortgage

Document Number	0201823863
Date	Jun 8, 2018
Instrument	201823863

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5897 Bay Tree Ct was $2,068 with a homeowner's exemption, down 2.3% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 (-2.31%) Homeowner's exemption	$189,814 (+2.9%)	$258,532 (+1.21%) Land $23,000 Building $235,532
2024	$2,117.00 (+3.02%) Homeowner's exemption	$184,465 (+3%)	$255,440 (+5.24%) Land $23,000 Building $232,440
2023	$2,055.00 (+2.9%) Homeowner's exemption	$179,092 (+3%)	$242,719 (+7.07%) Land $23,000 Building $219,719
2022	$1,997.00 Homeowner's exemption	$173,876	$226,697 Land $18,000 Building $208,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5897 Bay Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5897 Bay Tree Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20