Santa Rosa County property record for 5890 Bay Tree Ct, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,361 sqft · built 2018 |
| Owner | Individual Name on File |
| Last Sale | $271,000 (Jan 2022) |
| Tax Bill | $3,719 (2024) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Apr 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2N-28-2323-00B00-0190 |
| Primary APN | 28-2N-28-2323-00B00-0190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,361 sqft Heated Area |
| Gross Area | 2,967 sqft |
| 1st Floor Area | 2,802 sqft |
| Upper Floors Area | 1,401 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 85 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 282N28232300B000190 |
|---|---|
| Street Address | 5890 BAY TREE CT |
| City | MILTON |
| State | FL |
| Zip | 32570-3526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | MAGNOLIA BEND PH II LOT 19 BLK B AS DES IN OR 4235 PG 1284 |
| Legal Range | 28W |
| Legal Township | 02N |
| Legal Section | 28 |
| Legal Subdivision | MAGNOLIA BEND PH II |
| Legal Phase | 2 |
| Legal Block | B |
| Legal Lot Number | 19 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MILTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10601 |
5890 Bay Tree Ct is owned by an individual who bought it in January 2022.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8126 CUMBERLAND GAP TRL N, JACKSONVILLE, FL 32244-6518 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2022 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Apr 26, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ESCAMBIA COUNTY HOUSING FINANCE AUTHORIT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on File |
| Deed Sale | Jan 20, 2022 · Amount on File |
| Prior Sale | Apr 26, 2018 · Amount on File |
| Deed Document Number | 0042351284 |
| Deed Book / Page | 4235 / 1284 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 20, 2022 |
| Property Address | 5890 BAY TREE CT, MILTON, FL 32570-3526 |
| Document Number | 0042351284 |
| Book / Page | 4235 / 1284 |
| Map Reference | MB 12 PG 57&58 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 202203667 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,897.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5999 SMARTY JONES WAY, 5999, PENSACOLA, FL 32526-2179 |
| Name | Verified Name |
|---|---|
| Address | 5890 BAY TREE CT, MILTON, FL 32570-3526 |
| Document Number | 0042351287 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 4235/1287 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5890 BAY TREE CT, MILTON, FL 32570-3526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037211516 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 3721/1516 |
| Instrument | 201816376 |
| Name | ESCAMBIA COUNTY HOUSING FINANCE AUTHORIT |
|---|---|
| Type | Government Agency |
| Address | PENSACOLA, FL 32502 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Milton City |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,719.00 (+24.71%) | $255,441 (+5.24%) Land $23,000 Building $232,441 | $255,441 (+5.24%) Land $23,000 Building $232,441 |
| 2023 | $2,982.00 (+49.32%) Homeowner's exemption | $242,720 (+39.59%) Land $23,000 Building $219,720 | $242,720 (+7.07%) Land $23,000 Building $219,720 |
| 2022 | $1,997.00 Homeowner's exemption | $173,877 | $226,698 Land $18,000 Building $208,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5890 Bay Tree Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5890 Bay Tree Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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