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5893 Bay Tree Ct, Milton, FL 32570 Property Records

Santa Rosa County property record for 5893 Bay Tree Ct, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,768 sqft · built 2018
Lot Size0.229 acres (10,015 sqft)
Owner2 Individual Names on File
Last Sale$153,000 (Apr 2018)
Tax Bill$1,679 (2025)
Deeds & MortgagesJul 2019 Loan Modification
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-2N-28-2323-00B00-0160

Property Details

APN / Parcel Number

Primary APN28-2N-28-2323-00B00-0160
Alternative APN
  • N28228232300B000160

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area2,301 sqft
1st Floor Area1,768 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area10,015 sqft (0.229 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area113 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5893 BAY TREE CT
CityMILTON
StateFL
Zip32570-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionMAGNOLIA BEND PH II LOT 16 BLK B AS DES IN OR 3715 PG 159
Legal Range28W
Legal Township2N
Legal Section28
Legal SubdivisionMAGNOLIA BEND PH II
Legal BlockB
Legal Lot Number16
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group2
Census Block2002
Census Tract10601

Owner

5893 Bay Tree Ct is owned and occupied by two individuals who bought it in April 2018.

Source: Santa Rosa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5893 BAY TREE CT, MILTON, FL 32570-3527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2019Loan Modification, Mortgage
MR COOPER
Apr 2, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2018 · Amount on File
Deed SaleApr 2, 2018 · Amount on File
Deed Document Number201812729
Deed Book / Page3715 / 159
Record UpdatedSep 20, 2026

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address5893 BAY TREE CT, MILTON, FL 32570-3527
Document Number0038560698
Instrument DateJul 18, 2019
Transaction TypeMortgage
Record UpdatedOct 2, 2019
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5893 BAY TREE CT MILTON FL 325703527, MILTON, FL 32570-3527

Mortgage

Document Number0038560698
DateAug 2, 2019
Book Page003856/000698
Instrument33797
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
AmountAmount on Record
Term360 Months
DueAug 1, 2049
Interest
Rate4.25%

April 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 2, 2018
Property Address5893 BAY TREE CT, MILTON, FL 32570-3527
Document Number0037150159
Book / Page3715 / 0159
Map ReferenceMB12 PG57&58
Instrument DateMar 29, 2018
Instrument201812729
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,071.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, MOBILE, AL 36652

Transferred To (Grantee/Buyer)

NameVerified Name
Address5983 BAY TREE CT, MILTON, FL 32570

Mortgage

Document Number0201812730
DateApr 2, 2018
Instrument201812730
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5893 Bay Tree Ct was $1,679 with a homeowner's exemption, down 2% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,679.00 (-1.98%) Homeowner's exemption$161,051 (+2.9%)$211,674 (+1.18%) Land $23,000 Building $188,674
2024$1,713.00 (+3.25%) Homeowner's exemption$156,512 (+3%)$209,196 (+5.12%) Land $23,000 Building $186,196
2023$1,659.00 (+3.11%) Homeowner's exemption$151,953 (+3%)$199,007 (+8.46%) Land $23,000 Building $176,007
2022$1,609.00 Homeowner's exemption$147,527$183,487 Land $18,000 Building $165,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5893 Bay Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5893 Bay Tree Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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