1. Home
  2. Florida
  3. Santa Rosa County
  4. Milton
  5. Bay Tree Ct

5885 Bay Tree Ct, Milton, FL 32570 Property Records

Santa Rosa County property record for 5885 Bay Tree Ct, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,744 sqft · built 2018
OwnerIndividual Name on File
Last Sale$235,000 (Mar 2021)
Tax Bill$3,454 (2024)
Deeds & MortgagesMar 2021 Sale & Mortgage
Aug 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-2N-28-2323-00B00-0140

Property Details

APN / Parcel Number

Primary APN28-2N-28-2323-00B00-0140

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,744 sqft Heated Area
Gross Area3,378 sqft
1st Floor Area3,184 sqft
Upper Floors Area1,482 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area114 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number282N28232300B000140
Street Address5885 BAY TREE CT
CityMILTON
StateFL
Zip32570-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionMAGNOLIA BEND PH II LOT 14 BLK B OR 4088 PG 1837
Legal Range28W
Legal Township02N
Legal Section28
Legal SubdivisionMAGNOLIA BEND PH II
Legal Phase2
Legal BlockB
Legal Lot Number14
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group2
Census Block2002
Census Tract10601

Owner

5885 Bay Tree Ct is owned and occupied by an individual who bought it in March 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5885 BAY TREE CT, MILTON, FL 32570-3527
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC
Aug 17, 2020Warranty Deed, Transfer
GUARANTEE TITLE/NW FLORIDA INC
Jul 5, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2021 · Amount on File
Deed SaleMar 17, 2021 · Amount on File
Prior SaleAug 17, 2020 · Amount on File
Deed Document Number0040881837
Deed Book / Page4088 / 1837
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 17, 2021
Property Address5885 BAY TREE CT, MILTON, FL 32570-3527
Document Number0040881837
Book / Page4088 / 1837
Map ReferenceMB 12 PG 57&58
Instrument DateMar 12, 2021
Instrument202117732
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5885 BAY TREE CT, 5885, MILTON, FL 32570-3527

Transferred To (Grantee/Buyer)

NameVerified Name
Address329 MERRILL DR, MILTON, FL 32570-4158

Mortgage

Document Number0040881839
DateMar 17, 2021
Book Page4088/1839
Instrument202117733
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 17, 2020
Property Address5885 BAY TREE CT, MILTON, FL 32570-3527
Document Number0039901591
Book / Page003990 / 001591
Instrument DateAug 6, 2020
Instrument41494
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyGUARANTEE TITLE/NW FLORIDA INC

Transaction

AmountAmount on Record
Tax$1,505.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5885 BAY TREE CT MILTON FL 325703527, MILTON, FL 32570-3527

July 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateJul 5, 2018
Property Address5885 BAY TREE CT, MILTON, FL 32570-3527
Document Number0037450114
Book / Page003745 / 000114
Instrument DateJun 26, 2018
Instrument28566
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 28, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5885 BAY TREE CT MILTON FL 325703527, MILTON, FL 32570-3527

Mortgage

Document Number37450116
DateJul 5, 2018
Book Page003745/000116
Instrument28567
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 4, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,454.00 (+2.46%) Homeowner's exemption$277,483 (+3%)$294,263 (+5.31%) Land $23,000 Building $271,263
2023$3,371.00 (+2.62%) Homeowner's exemption$269,401 (+3%)$279,421 (+6.83%) Land $23,000 Building $256,421
2022$3,285.00 Homeowner's exemption$261,554$261,554 Land $18,000 Building $243,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5885 Bay Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5885 Bay Tree Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Nearby Properties on Bay Tree Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures