Pontotoc County property record for 589 Cummings Loop, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,594 sqft · built 1960 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,588 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-12-000-042 |
| Primary APN | 061-12-000-042 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,594 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 84,506 sqft (1.94 acres) |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 4502 |
|---|---|
| Street Address | 589 CUMMINGS LOOP |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-6840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.94 AC NE1/4 DB 514-250 12/90 355-66; 439-30; 470-103 509-52; 617-451 6/95 707-242A 6/98 748-36 8/25/99 20102446 6/30/10 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 950102 |
Source: Pontotoc County assessment roll, as of September 1, 2025
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 589 CUMMINGS LOOP, PONTOTOC, MS 38863-6840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage OXFORD UNIVERSITY BANK |
| May 3, 2018 | Deed of Trust, Mortgage OXFORD UNIVERSITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 589 CUMMINGS LOOP, PONTOTOC, MS 38863-6840 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4 COUNTY ROAD 288, ABBEVILLE, MS 38601-9670 |
| Document Number | 2021003185 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021003185 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 85 Months |
| Due | Aug 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 589 CUMMINGS LOOP, PONTOTOC, MS 38863-6840 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 589 CUMMINGS LOOP, PONTOTOC, MS 38863-6840 |
| Document Number | 2018001736 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 2018001736 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Apr 25, 2023 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Ecru Town |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,588.00 (+0.32%) Homeowner's exemption | $10,257 (+0.33%) | $95,546 (+0.61%) Land $12,450 Building $83,096 |
| 2023 | $1,583.00 Homeowner's exemption | $10,223 | $94,964 Land $12,450 Building $82,514 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | MUD CREEK WATER ASSOCIATION #1 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Telapex Fixed Wireless | 100 / 20 |
May also be available: North East Fiber, Tombigbee Electric Power Association.
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