Franklin County property record for 588 River Rd, #123, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,906 sqft · built 2002 |
| Lot Size | 0.734 acres (31,973 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $729,000 (Jun 2026) |
| Tax Bill | $5,668 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Mar 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 18-07S-04W-0000-0031-0050 |
| Primary APN | 18-07S-04W-0000-0031-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,906 sqft Living Area |
| 1st Floor Area | 1,906 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 31,973 sqft (0.734 acres) |
| Lot Dimensions | 160 ft deep x 200 ft wide |
| View / Lot | River |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 755 sqft |
| Deck Area | 268 sqft |
| Storage Building | 187 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 588 RIVER RD, 123 |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL CONTAINING 9.80 AC M/L IN SEC 18-07S-04W OR 133/505 536/120 586/108 995/31 1091/520 1359/687 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 18 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | EASTPOINT |
| Census Block Group | 1 |
| Census Block | 1195 |
| Census Tract | 970200 |
Source: Franklin County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 369, DECATUR, AL 35602-0369 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Mar 29, 2023 · Amount on Record |
| Deed Document Number | 20262645 |
| Deed Book / Page | 1446 / 718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 588 RIVER RD, 123, CARRABELLE, FL 32322 |
| Document Number | 0000002645 |
| Book / Page | 1446 / 718 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20262645 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $515,403.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Mar 29, 2023 |
| Property Address | 588 RIVER RD # 123, 123, CARRABELLE, FL 32322-1502 |
| Document Number | 0019001459 |
| Book / Page | 1359 / 687 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 202319001459 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 HASTINGS DR, CARTERSVILLE, GA 30120-6472 |
| Name | Verified Name |
|---|---|
| Address | 9803 WOODLAND HILLS WAY, TALLAHASSEE, FL 32309-7326 |
| Document Number | 0000000690 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 1359/690 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.5% |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,668.00 (-1.95%) | $611,205 (-0.8%) Land $225,025 Building $386,180 | $611,205 (-0.8%) Land $225,025 Building $386,180 |
| 2024 | $5,781.00 (+163.37%) | $616,127 (+174.79%) Land $225,025 Building $391,102 | $616,127 (+174.79%) Land $225,025 Building $391,102 |
| 2023 | $2,195.00 (-2.53%) | $224,214 (-) Land $85,025 Building $139,189 | $224,214 (-) Land $85,025 Building $139,189 |
| 2022 | $2,252.00 | $224,214 Land $85,025 Building $139,189 | $224,214 Land $85,025 Building $139,189 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 133 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 171 units insured incl. 38 condo units |
| Nearby Flood Claims | 359 (1979–2024) |
| Claims Outside the SFHA | 6 of 359 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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