559 River Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 559 River Rd, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2016
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$484,000 (Jul 2025)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`18-07S-04W-0000-0140-0010`

Property Details

APN / Parcel Number

Primary APN	`18-07S-04W-0000-0140-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Heated Area
Gross Area	2,376 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	559 RIVER RD
City	CARRABELLE
State	FL
Zip	32322-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL CONTAINING 1.3 AC M/L SEC 18-07S-04W OR 254/268 OR 543/08 1110/750 1421/316
Legal Range	04W
Legal Township	07S
Legal Section	18
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1195
Census Tract	970200

Owner

Source: Franklin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	559 RIVER RD, CARRABELLE, FL 32322-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Dec 30, 2013 · Amount on Record
Deed Document Number	202519003047
Deed Book / Page	1421 / 316
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 1, 2025
Property Address	559 RIVER RD, CARRABELLE, FL 32322-5023
Document Number	0019003047
Book / Page	1421 / 316
Instrument Date	Jun 24, 2025
Instrument	202519003047
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,388.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13150 RIVERGATE LN, JACKSONVILLE, FL 32223-1754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 RIVER RD, CARRABELLE, FL 32322-5023

Mortgage

Document Number	0000000319
Date	Jul 1, 2025
Instrument	1421/319

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,324.00 (+2.4%) Homeowner's exemption	$176,736 (+2.9%)	$303,527 (-1.29%) Land $10,000 Building $293,527
2024	$1,293.00 (-0.08%) Homeowner's exemption	$171,755 (+3%)	$307,491 (+24.11%) Land $10,000 Building $297,491
2023	$1,294.00 (+0.94%) Homeowner's exemption	$166,752 (+3%)	$247,747 (+32.98%) Land $10,000 Building $237,747
2022	$1,282.00 Homeowner's exemption	$161,895	$186,303 Land $10,000 Building $176,303

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Starlink Satellite	280 / 30