Hamilton County property record for 5869 Gaines Rd, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,512 sqft · built 1970 |
| Lot Size | 6.29 acres (274,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,000 (Aug 2018) |
| Tax Bill | $6,806 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0201-0136-00 |
| Primary APN | 550-0201-0136-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| 2nd Floor Area | 1,120 sqft |
| Basement Area | 1,392 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 274,210 sqft (6.29 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 288 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5869 GAINES RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-5815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW CORNER BRIERLY CREEK RD & GAINES RD 6.2945 AC S24 T2 FR2 |
| Legal Range | 02 |
| Legal Township | 02 |
| Legal Section | 24 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20601 |
5869 Gaines Rd is owned and occupied by two individuals who acquired it in August 2019.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5869 GAINES RD, CINCINNATI, OH 45247-5815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage CINCINNATUS SLA |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Aug 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on File |
| Deed Sale | Aug 10, 2018 · Amount on File |
| Prior Sale | Aug 10, 2018 · Amount on File |
| Deed Document Number | 0000070249 |
| Deed Book / Page | 13729 / 00267 |
| Last Transfer Date | Aug 30, 2019 |
| Transfer Doc | 0000073354 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5869 GAINES RD, CINCINNATI, OH 45247-5815 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030514 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 14371/2179 |
| Instrument | 2021-0030514 |
| Name | CINCINNATUS SLA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45211 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5869 GAINES RD, CINCINNATI, OH 45247-5815 |
| Document Number | 0000051447 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5869 GAINES RD CINCINNATI OH 452475815, CINCINNATI, OH 45247-5815 |
| Document Number | 0000051447 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 014180/002608 |
| Instrument | 51447 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 30, 2019 |
| Property Address | 5869 GAINES RD, CINCINNATI, OH 45247-5815 |
| Document Number | 0000073354 |
| Book / Page | 013992 / 000528 |
| Instrument Date | Aug 3, 2019 |
| Instrument | 73354 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2774 BLUE ROCK RD CINCINNATI OH 452396333, CINCINNATI, OH 45239-6333 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 10, 2018 |
| Property Address | 5869 GAINES RD, CINCINNATI, OH 45247-5815 |
| Document Number | 0000070249 |
| Book / Page | 13729 / 00267 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 2018-0070249 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,152.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 0000070250 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 2018-0070250 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2033 |
The 2025 property tax bill for 5869 Gaines Rd was $6,806, up 1.7% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,806.00 (+1.73%) | $124,849 (-) Land $43,145 Building $81,704 | |
| 2024 | $6,690.00 (-0.1%) | $124,849 (-) Land $43,145 Building $81,704 | |
| 2023 | $6,697.00 (-23.96%) | $124,849 (-7.11%) Land $43,145 Building $81,704 | $356,710 Land $123,270 Building $233,440 |
| 2022 | $8,807.00 Homeowner's exemption | $134,401 Land $45,301 Building $89,100 | |
| 2020 | $384,000 Land $129,430 Building $254,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5869 Gaines Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2003–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5869 Gaines Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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