Hamilton County property record for 5864 Gaines Rd, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 1994 |
| Lot Size | 0.498 acres (21,693 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $152,000 (Sep 1999) |
| Tax Bill | $4,855 (2025) |
| Deeds & Mortgages | Sep 2020 Loan Modification Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0201-0140-00 |
| Primary APN | 550-0201-0140-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Basement Area | 1,904 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 21,693 sqft (0.498 acres) |
| Lot Dimensions | 419 ft deep x 90 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5864 GAINES RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-5816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E S GAINES RD R2-T2-S24 PARS 140 & 195 CONS |
| Legal Range | 02 |
| Legal Township | 02 |
| Legal Section | 24 |
| Legal Subdivision | BRIERLY CREEK |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20812 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 5864 GAINES RD, CINCINNATI, OH 45247-5816 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 1, 2020 | Loan Modification, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Dec 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 1999 · Amount on Record |
| Deed Sale | Sep 30, 1999 · Amount on Record |
| Prior Sale | Jul 18, 1996 · Amount on Record |
| Deed Document Number | 886967 |
| Deed Book / Page | 55002 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5864 GAINES RD, CINCINNATI, OH 45247-5816 |
| Document Number | 0000118933 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5864 GAINES RD CINCINNATI OH 452475816, CINCINNATI, OH 45247-5816 |
| Document Number | 0000118933 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 014294/000351 |
| Instrument | 118933 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 11, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5864 GAINES RD, CINCINNATI, OH 45247-5816 |
| Document Number | 0000118934 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5864 GAINES RD CINCINNATI OH 452475816, CINCINNATI, OH 45247-5816 |
| Document Number | 0000118934 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 014294/000356 |
| Instrument | 118934 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5864 GAINES RD, CINCINNATI, OH 45247-5816 |
| Document Number | 0000112450 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Name | Verified Name |
|---|---|
| Address | 5864 GAINES RD CINCINNATI OH 452475816, CINCINNATI, OH 45247-5816 |
| Document Number | 0000112450 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 013821/002996 |
| Instrument | 112450 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 25, 2033 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,855.00 (+2.3%) | $89,509 (+%) Land $15,165 Building $74,344 | |
| 2024 | $4,746.00 (-0.48%) | $89,508 (-) Land $15,165 Building $74,343 | |
| 2023 | $4,769.00 (+7.53%) | $89,508 (+31.69%) Land $15,165 Building $74,343 | $255,740 (+31.69%) Land $43,330 Building $212,410 |
| 2022 | $4,435.00 Homeowner's exemption | $67,970 Land $15,925 Building $52,045 | |
| 2020 | $194,200 Land $45,500 Building $148,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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