Hamilton County property record for 5930 Gaines Rd, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,119 sqft · built 1961 |
| Lot Size | 0.905 acres (39,422 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $201,100 (May 2018) |
| Tax Bill | $4,936 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0201-0139-00 |
| Primary APN | 550-0201-0139-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,119 sqft Living Area |
| 1st Floor Area | 2,119 sqft |
| Basement Area | 2,119 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 39,422 sqft (0.905 acres) |
| Lot Dimensions | 457 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5930 GAINES RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-5818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAINES RD 90 X 457.29 IRRLOT 5 BRIERLY CREEK SUB |
| Legal Subdivision | BRIERLY CREEK SUB |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20812 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5930 GAINES RD, CINCINNATI, OH 45247-5818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNION SVGS |
| May 3, 2018 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Feb 2, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2018 · Amount on Record |
| Deed Sale | May 3, 2018 · Amount on Record |
| Prior Sale | Mar 31, 2006 |
| Deed Document Number | 18-0037260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5930 GAINES RD, CINCINNATI, OH 45247-5818 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5930 GAINES RD, CINCINNATI, OH 45247-5818 |
| Document Number | 0000101982 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 15573/232 |
| Instrument | 2025-0101982 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5930 GAINES RD, CINCINNATI, OH 45247-5818 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5930 GAINES RD, CINCINNATI, OH 45247-5818 |
| Document Number | 0000061203 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 14990/168 |
| Instrument | 2023-0061203 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 23, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5930 GAINES RD, CINCINNATI, OH 45247-5818 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042846 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 14655/2720 |
| Instrument | 2022-0042846 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5930 GAINES RD, CINCINNATI, OH 45247-5818 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000136133 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 14541/3546 |
| Instrument | 2021-0136133 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5930 GAINES RD, CINCINNATI, OH 45247-5818 |
| Document Number | 0000108830 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5930 GAINES RD CINCINNATI OH 452475818, CINCINNATI, OH 45247-5818 |
| Document Number | 0000108830 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 014277/004754 |
| Instrument | 108830 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 3, 2018 |
| Property Address | 5930 GAINES RD, CINCINNATI, OH 45247-5818 |
| Document Number | 0000007260 |
| Map Reference | MB96 PG63 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 18-0037260 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $603.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5930 GAINES RD, CINCINNATI, OH 45247-5818 |
| Document Number | 0000007261 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 18-0037261 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5930 GAINES RD, CINCINNATI, OH 45247-5818 |
| Document Number | 0000012486 |
| Instrument Date | Feb 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5930 GAINES RD CINCINNATI OH 452475818, CINCINNATI, OH 45247-5818 |
| Document Number | 0000012486 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 013604/001304 |
| Instrument | 12486 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,936.00 (+2.19%) | $90,920 (-) Land $19,656 Building $71,264 | |
| 2024 | $4,830.00 (-0.41%) | $90,920 (-) Land $19,656 Building $71,264 | |
| 2023 | $4,850.00 (+5.5%) | $90,920 (+29.17%) Land $19,656 Building $71,264 | $259,770 (+29.17%) Land $56,160 Building $203,610 |
| 2022 | $4,597.00 Homeowner's exemption | $70,386 Land $20,640 Building $49,746 | |
| 2020 | $201,100 Land $58,970 Building $142,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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