Hamilton County property record for 5860 Gaines Rd, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,815 sqft · built 1994 |
| Lot Size | 0.607 acres (26,428 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,600 (Jan 2022) |
| Tax Bill | $6,118 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0201-0197-00 |
| Primary APN | 550-0201-0197-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,815 sqft Living Area |
| Gross Area | 4,260 sqft |
| 1st Floor Area | 1,169 sqft |
| 2nd Floor Area | 1,146 sqft |
| Basement Area | 1,169 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 669 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 26,428 sqft (0.607 acres) |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5860 GAINES RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-5816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ES GAINES RD 0.6067 AC R2-T2-S24 PARS 197&PG 204PAR 125 CONS |
| Legal Subdivision | BRIERLY CREEK SUB |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20812 |
5860 Gaines Rd is owned and occupied by an individual who bought it in January 2022.
Source: Hamilton County records, as of July 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5860 GAINES RD, CINCINNATI, OH 45247-5816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2022 | Limited Warranty Deed, Transfer · VA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC |
| Jul 6, 2021 | Warranty Deed, Transfer |
| Nov 14, 2018 | Warranty Deed, Transfer RIVERTOWNE TITLE LLC |
| Jan 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2022 · Amount on File |
| Deed Sale | Jan 6, 2022 · Amount on File |
| Prior Sale | Jul 6, 2021 · Amount on File |
| Deed Document Number | 20221931 |
| Deed Book / Page | 14578 / 874 |
| Prior Transfer Date | Apr 26, 2006 |
| Prior Transfer Doc | 0000000149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 6, 2022 |
| Property Address | 5860 GAINES RD, CINCINNATI, OH 45247-5816 |
| Document Number | 0000001931 |
| Book / Page | 14578 / 874 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2022-0001931 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $967.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5860 GAINES RD, CINCINNATI, OH 45247-5816 |
| Document Number | 0000001932 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 2022-0001932 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 6, 2021 |
| Property Address | 5860 GAINES RD, CINCINNATI, OH 45247-5816 |
| Document Number | 0000081951 |
| Book / Page | 14452 / 3068 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021-0081951 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $997.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 14, 2018 |
| Property Address | 5860 GAINES RD, CINCINNATI, OH 45247-5816 |
| Document Number | 0000100838 |
| Book / Page | 013795 / 001560 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 100838 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | RIVERTOWNE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $729.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5860 GAINES RD CINCINNATI OH 452475816, CINCINNATI, OH 45247-5816 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 27, 2017 |
| Property Address | 5860 GAINES RD, CINCINNATI, OH 45247-5816 |
| Document Number | 0000008533 |
| Map Reference | PB 96 PG 63 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 17-0008533 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $681.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5860 GAINES RD, CINCINNATI, OH 45247-5816 |
| Document Number | 0000008534 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 17-0008534 |
| Name | US BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5860 Gaines Rd was $6,118, down 5.2% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,118.00 (-5.16%) | $112,876 (+%) Land $17,490 Building $95,386 | $322,500 Land $49,970 Building $272,530 |
| 2024 | $6,451.00 (+2.61%) | $112,874 (-) Land $17,489 Building $95,385 | |
| 2023 | $6,287.00 (+13.4%) | $112,874 (+32.71%) Land $17,489 Building $95,385 | $322,500 Land $49,970 Building $272,530 |
| 2022 | $5,544.00 Homeowner's exemption | $85,051 Land $18,365 Building $66,686 | |
| 2020 | $243,000 Land $52,470 Building $190,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5860 Gaines Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5860 Gaines Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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