5830 Pratt Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5830 Pratt Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,800 sqft · built 1973
Lot Size	5.52 acres (240,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,501 (Jun 2020)
Tax Bill	$3,793 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-007-006-00`

Property Details

APN / Parcel Number

Primary APN	`010-007-006-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	240,451 sqft (5.52 acres)
Garage Area	616 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5830 PRATT RD
City	LAPEER
State	MI
Zip	48446-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 7 T6N R9E BEG AT N 1/4 COR, TH S 89 DEG 52' 50 W 298.36 FT, TH S 0 DEG 05' 40 E 694.29 FT TO BEG, TH S 0 DEG 05' 40 E 290
Legal Range	09E
Legal Township	06N
Legal Section	07
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1010
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5830 PRATT RD, LAPEER, MI 48446-9601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CU
Jun 19, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Book / Page	3108 / 901
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5830 PRATT RD, LAPEER, MI 48446-9601
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5830 PRATT RD, LAPEER, MI 48446-9601

Mortgage

Document Number	0034980183
Date	Jan 12, 2026
Book Page	3498/183

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	G3381 VAN SLYKE RD, FLINT, MI 48507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2046

Interest

Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 19, 2020
Property Address	5830 PRATT RD, LAPEER, MI 48446-9601
Document Number	0031080901
Book / Page	003108 / 000901
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,654.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8047 PERRY RD GRAND BLANC MI 484399724, GRAND BLANC, MI 48439-9724

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Goodrich Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,400 (+12.48%)	$340,800 (+12.48%)
2025	$3,793.00 (+14.18%) Homeowner's exemption	$151,500 (+13.65%)	$303,000 (+13.65%)
2023		$133,300	$266,600
2022	$3,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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