5889 Pratt Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5889 Pratt Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,517 sqft · built 1996
Lot Size9.91 acres (431,680 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Jul 1996)
Tax Bill$4,222 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN010-007-004-00

Property Details

APN / Parcel Number

Primary APN010-007-004-00

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,517 sqft Living Area
1st Floor Area1,031 sqft
Basement Area1,031 sqft
Unfinished Basement1,031 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area431,680 sqft (9.91 acres)
Garage Area706 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5889 PRATT RD
CityLAPEER
StateMI
Zip48446-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionT6N R93, SEC 7 PT OF N 1/2 OF SEC COM AT W 1/4 CORN OF SEC; TH N 88 DEG 06'42 E 1120.66 FT TO POB; TH N 1 DEG 56'08 W 607.93
Legal Range093
Legal Township06N
Legal Section07
JurisdictionLAPEER MI
Township / Civil DivisionHADLEY
Census Block Group1
Census Block1015
Census Tract342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 174, HADLEY, MI 48440-0174
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 1996 · Amount on Record
Deed SaleJul 11, 1996 · Amount on Record
Prior SaleJun 1, 1993 · Amount on Record
Deed Document Number19961
Last Transfer DateDec 27, 2007
Transfer Doc0023040342
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address5889 PRATT RD, LAPEER, MI 48446-9601
Transaction TypeMortgage
Record UpdatedMar 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5889 PRATT RD, LAPEER, MI 48446-9601

Mortgage

Document Number0033380342
DateFeb 21, 2023
Book Page3338/342
Lender
NameOXFORD BANK
TypeBank
AddressOXFORD, MI 48371
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 6, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionHadley Township
Unified School DistrictGoodrich Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$229,200 (+9.46%)$458,400 (+9.46%)
2025$4,222.00 (+2.53%) Homeowner's exemption$209,400 (+17.77%)$418,800 (+17.77%)
2024$4,118.00 (+11.36%)
2023$177,800$355,600
2022$3,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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